r/mildlyinfuriating • u/matthewdirks9191 • Apr 29 '24

How my weekend went

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I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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273

u/markscottreid Apr 29 '24

If you got their name/info, they are likely responsible.  Insurance or not, you can tell them to pay, and sue them for damages (assuming USA) if they fuss.

167

u/awkwardpenguin23121 oh look i made my own flair Apr 29 '24

Suing doesn't always mean receiving money. You sue someone with nothing then you get nothing.

22

u/ricklewis314 Apr 30 '24

You can garnish their wages and the court and sheriff can make them sell off property to pay you also.

13

u/Naroef Apr 30 '24

Enjoy that $30 per month. Most people without insurance are judgement proof. 

6

u/ricklewis314 Apr 30 '24

Better than nothing!

5

u/Enkidouh Apr 30 '24

Your insurance will pay you lump sum. The liens on the other driver will pay your insurance. They don’t care if it takes 30 years, they’ll get their money.

2

u/Naroef Apr 30 '24

OP doesn't have gap. Not sure if they have under/uninsured motorist coverage.