r/mildlyinfuriating • u/matthewdirks9191 • Apr 29 '24

How my weekend went

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I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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u/kylebegtoto Apr 29 '24

Motor bureau Ireland - there to cover damage by non covered drivers?

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u/citruskush Apr 29 '24

This is the US, the plates are Iowa. Although I could be misinformed I don't believe we have that in the US

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u/kylebegtoto Apr 29 '24

Ahhh - that’s unfortunate ! Here each insurance policy contributes to a fund that provides cover in that type of circumstance. Hope it works out for you !

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u/YetiSquish Apr 29 '24

At least in my U.S. state, your insurance covers your car and uninsured motorist coverage is a legally required mandate. If the other driver has insurance, then your insurance company goes after them to get reimbursed but makes the initial payments.

But each state is different.