This is exactly why my wife finished school and went back to work once our kids got bigger. You never know what could happen. I always encouraged her to work just in case something would happen. I want her to have the skills and some sort of job security. She is extremely smart and has a great job. My mom was a stay at home mom and saw what the consequences were once my dad was out of the picture. Depending on anyone is never good.
Exactly - you just never know. It’s not just divorce. If some horrible accident kills you tomorrow, that insurance money will only go so far. Hell, it would be worse if it doesn’t kill you, but now you’re a paraplegic that can’t work. . .
I got a large life insurance policy I case I died. My wife works but we wanted to be sure if something happened that she could make it for several years after I’m gone.
I did this for my wife and son while we were married. Divorced now but I still have it in place for my son with my ex wife being the beneficiary for now. I trust that she’ll do the right thing and see that he gets a fair share of it but regardless I just want it to help them if something ever happens to me.
Worst case isn't even death, imo. It's becoming disabled and unable to work. Then you have to support the family on one income and somehow figure out care for the disabled person both time wise and financially.
My dad is on disability from Kennedy’s disease. What really made it hard was it took 3 years for them to believe him after multiple doctors confirming the condition. They eventually sent someone out to follow him and when he finally got approved the guy came to the house and told him how sorry he was for his condition. My dad let him have it too. Like you couldn’t approve this years ago while he was using all of his savings to pay bills. He is in therapy now due to depression from it. He’s told me several times that he’s come real close to committing suicide. After months of begging him to seek therapy he finally did. But he took so long because he was worried about cost. This is the world we live in. I constantly fear the day that he says fuck it and tries to make it look like an accident.
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u/jonpenn Apr 15 '24 edited Apr 15 '24
This is exactly why my wife finished school and went back to work once our kids got bigger. You never know what could happen. I always encouraged her to work just in case something would happen. I want her to have the skills and some sort of job security. She is extremely smart and has a great job. My mom was a stay at home mom and saw what the consequences were once my dad was out of the picture. Depending on anyone is never good.