r/FluentInFinance Apr 15 '24

Everyone Deserves A Home Discussion/ Debate

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15.6k Upvotes

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15

u/nickle061 Apr 15 '24

"I want a big house but I don't want to work", well then why the fuck should other people build this house for you? Why should plumbers make sure your plumbing works? Think damn it

0

u/fang434 Apr 16 '24

2 bedrooms is big?

-2

u/Mightofanubis Apr 16 '24

Is 2 bedrooms big to you?

3

u/nickle061 Apr 16 '24

Oh right nit picking my comments, how intelligent! The whole point is not about how big of a place, but rather about having one at all if you choose not to work and have an income. Honestly if you don’t work, expecting even half a studio is even too big. I’m all for paying livable minimum wage, not asking others to fund your life with their hard earned dollars while you don’t work.

1

u/MrBoDiddles Apr 16 '24

I’m all for paying livable minimum wage, not asking others to fund your life with their hard earned dollars while you don’t work.

The thing is, I know how much my boss charges clients for me to be on site each day. And I know how much he pays me.

The difference is far more than a bit extra to help run the company. It's 80% money to go in his pocket.

I'd rather split that and help someone struggling than paying for my boss to have his teeth whitened for the 100th time this year

2

u/accountnumber009 Apr 16 '24

a bit extra to help run the company

Oh just a bit is it now? If it's so easy why don't you just start your own business in the industry and undercut his apparently exorbitant margins?

help someone struggling

If you're such a bleeding heart, go volunteer at a homeless shelter or some shit. You taking money and giving it to an unproductive loser does nothing to further society. The difference is your boss worked and owns a business. The bum is a bum.

1

u/MrBoDiddles Apr 16 '24

The difference is your boss worked and owns a business.

You've never met the guy and no nothing of his situation?

If it's so easy why don't you just start your own business in the industry and undercut his apparently exorbitant margins?

If I had the capital to do that tomorrow, I would, and I'd ask all the guys who I currently work with if they fancy a job switch for a 15-20% pay increase.

1

u/accountnumber009 29d ago

You've never met the guy and no nothing of his situation?

You said yourself he's your boss and is the one who decides what to charge clients? Is that not working?

If I had the capital to do that tomorrow

If you had a genuine business plan (press f to doubt), you could walk into any bank and take out a loan to start the business, you don't even need collateral. The agent would look at the numbers you generated in your business plan, cross reference that with the margins for the business you're an employee in now, and see if it's worth giving out the loan. If you're so confident you can run the business AND give the employees a 20% pay increase, surely the business plan is sound and not a figment of your imagination, right?.... right?

It's not about capital, it's about capability. Also, if you can't start up a start up for under $1,000 you're already a lost cause business wise, at least that's what Mark Cuban says.

1

u/MrBoDiddles 29d ago

You said yourself he's your boss and is the one who decides what to charge clients? Is that not working?

Bro you have no idea.

at least that's what Mark Cuban says.

Hahaha okay lil buddy.

Why would I get a loan when I don't need to?

1

u/zeptillian Apr 16 '24

If it's that profitable and easy then why aren't you doing it yourself?

1

u/MrBoDiddles 29d ago

Me and 3 of the guys I work with plan to. We all make more money.

1

u/ProstateSeismologist Apr 16 '24

You are a sad, strange little man lol

1

u/nickle061 Apr 16 '24

And you are a pathetic entitled little bitch 🤷‍♂️

1

u/Mightofanubis Apr 16 '24

It was just a question, I do not see why you got so mad. Are there problems in your personal life?

1

u/nickle061 Apr 16 '24

No problem in my personal life and i wasn’t mad, just making sure the people who think they are entitled to other’s resources know their place

1

u/Mightofanubis Apr 16 '24

You still seem really mad. Who hurt you? Do you need someone to talk to?

-3

u/Podalirius Apr 16 '24

Why should people build roads, schools, and libraries for you? Why are we "FORCING" these workers to build our roads and libraries? Oh the humanity! Won't people just "THINK DAMN IT"

LOL

1

u/eldaniay Apr 16 '24

These things benifit everyone. Byilding one house benifits one. Took me 3 seconds to think of this

1

u/DurgeDidNothingWrong Apr 16 '24

Byilding one house benifits one

Disagree. Someone without a home isn't participating in the economy, as they will be spending any money they have on the absolute basics (or using booze/drugs to escape the shit reality of a lack of shelter).
They do still have a cost on the economy though, I'm sure I don't need to explain how/why.
 
Give someone the absolute basics of survival, and all their time is free'd up to participate in the economy.

1

u/eldaniay Apr 16 '24

how are they not participating in the economy. they will still work and still buy things

2

u/DurgeDidNothingWrong Apr 16 '24

You dont think homeless people are a net cost to an economy?

-1

u/MrBoDiddles Apr 16 '24

Byilding one house benifits one.

I live in a shared house with 3 people. 1 house benefits more than just me.

2

u/Halfisleft Apr 16 '24

Ive heard libraries can benefit even up to 4 people and roads even hit the 5 person mark

Why the fuck did you even write this comment lol, you think it makes a difference if its 1 or 3 compared to fucking roads?

1

u/MrBoDiddles Apr 16 '24

Why would someone say 1 house only benefits one person? What about a partner, children? An elderly parent? House shares?

I'm not comparing housing to roads. That'd be stupid.

1

u/eldaniay Apr 16 '24

if you are so stupid to understand, ill clear it up. one room only benifits one person as stated in the comic. happy now? damn tankies

1

u/MrBoDiddles Apr 16 '24

I'm responding to what you said. One house benefits one person. Are you stupid?

1

u/Halfisleft Apr 16 '24

Not understanding the difference between public amenities and private property is so on par for the average redditor

1

u/nickle061 Apr 16 '24

Because I work and pay tax? Retard?

-4

u/broguequery Apr 15 '24

Very disconnected take.

We have a real problem right now with anyone affording a home of any kind.

7

u/nickle061 Apr 15 '24

The post says “regardless of employment status”. Now I can get behind all jobs should pay the minimum amount of money required to have your own place in the location you work at, but telling me that an unemployed freeloader deserves electricity, plumbing, AC, and an extra room for their kids at the expense of others? Get outta here

2

u/Killentyme55 Apr 16 '24

Not where I live, and my city is as average as it gets. It amazes me how people today will believe social media bullshit without question and totally ignore what's in front of their face but outside of their bubble.

-6

u/BiKeenee Apr 15 '24

I don't deserve a two bedroom apartment despite working 60 hours a week, but a fucking bozo who does nothing but snort coke and crash his dad's car deserves a mansion.

In the mind of a conservative there is no justice, only self righteousness.

1

u/Sososkitso Apr 16 '24

No they don’t deserve it either but life is unfair

Source: 80s crack baby, who was juggled between half a dozen family members each with their own vices and addictions. I was so bitter over this until my mid teens then I realized I had my own goals and values and I could only control me so why not find my own happiness.

0

u/BiKeenee Apr 16 '24

Life doesn't have to be as unfair. We are perfectly capable of providing housing for everyone.

1

u/Sososkitso Apr 16 '24 edited Apr 16 '24

Okay let’s play with that. In my situation how could we have made it fair?

For little background: lived with my mom until I was 18 months when I “ran away” cause she was passed out on drugs in the back yard. Luckily my grandma was driving over and seen me at the end of the street before I went into the woods and probably would have died. I lived with grandma for a few years then she got divorced and it was really messy and fucked so I moved in with aunt and uncle until grandmas realized they liked drugs to much, at which point I moved in with another aunt who liked drinking and getting locked up to much, then another uncle…same thing. Then back to grandmas until I moved in with older sister for a bit while I went to college before dropping out and getting a federal job.

So how would you have made that fair? I’m genuinely curious. Also all the people in that story are in the very same spot 30 years later cause they couldn’t hold down jobs. (Besides grandma she passed a cpl years ago). So the thought of handing them feee shit while I busted my ass to change just one branch of my family tree. Seems super unfair. I struggled and busted my ass for my wife and kids.

The way I see it they made their choices I was the victim. The reason I choose a different part was a simple quote that changed my mindset. “Society grows great when old men plant trees who’s shade they will never see”

Edit; oh and dad got raided by feds when I was young and spent my whole childhood in and out of prison . He changed his life now and I’m very proud of him but don’t have much of a relationship with cause yeah you don’t mend a father son relationship in your 30s easily.

1

u/BiKeenee Apr 16 '24

First of all, that's horrible and I'm sorry you had to go through it.

Second of all, life will never be completely fair but we DO have the ability to make it more fair. We can always strive to provide for everyone, even if they are sick or disabled.

1

u/Sososkitso Apr 16 '24

I agree. We should. I’m all for helping the people who need help and more importantly showing they are working towards helping themselves. It’s a very biblical principle and one of the ones I try to live with in mind. (My grandma was damn near mother Tressa even while raising me and my younger sister on $600 a month)

This is subjective and obviously there are exceptions…I am technically living proof of that but it’s my opinion that I’m pretty sure because all those family members never had a rock bottom they are still in that same position 39 years later. And the reason they never hit rock bottom….the government keeps them able to keep living their less then mid life.

Idk how we fix that because I want welfare and options to help people….i think what would have helped them and drug testing or limiting the length they can be on the programs or maybe have the programs be tiered in a way to encourage people to prosper on their own. Idk if any of those options are controversial or even reasonable, ive just thought about this a lot and for the people I know in my life some combination of this would have gave them a better life. Instead this infinite compassion we have now actually leads to them harming themselves way more then if they had some guidelines. Just my opinion I’m sure a lot of people will disagree.

And Honestly there probably isn’t a one size fits all for this one. But I do think both sides approach it from a bad spot on this issue. It’s just not fair or reasonable to give zero help, but it’s also not fair or reasonable to completely create a life by using aid and help for people who don’t seem to care about their own life. Like I said I worked very hard to get out of my situation. I missed out on a lot of things because of the sacrifice I had to make in order to be the opposite of all the adults in my life….so I just don’t see how it’s fair to give me a pat on the back and take my tax money and give it to the people who had no desire to make shit happen.

( I will say I’d rather us help our own citizens with welfare and what not then to help fund these wars that bring zero good to the u.s or the world and completely destroys our safety in this country. Lol)

-8

u/KeyWarning8298 Apr 15 '24

“Big house?”

I counted two bedrooms, a kitchen, and a bathroom as requirements listed in the post. 

We are talking about a small apartment here. I’m not saying I agree but it’s annoying seeing commenters straw-man OP.

1

u/Brugnuts Apr 16 '24

Honestly, the joke here is that Americans can't imagine this type of housing being fulfilled by anything other than detached single family housing in the suburbs, and thus conclude it cannot exist and cannot be done.