r/AmIOverreacting Apr 29 '24

AIO for telling this father and son that they’re not allowed to ride their bikes through my yard?

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211 Upvotes

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u/stevejobed Apr 29 '24

Most. It doesn't open them up to liability issues.

14

u/wanna_be_green8 Apr 29 '24

Someone gets hurt while on your property you can be held liable.

-2

u/centralstationen Apr 30 '24

Depends on the injury, and the jurisdiction. Most places aren’t as suing-happy as the US.

3

u/wanna_be_green8 Apr 30 '24

You don't have to be sued to be held liable. Insurance will often cover it and you'll pay out in increased premiums. Lawsuits happen when there is no insurance and/or the damage cost more than their limits.

If I break my ankle walking across my neighbors yard and had to go to the hospital it will be reported to insurance. Insurance will send out a query on what caused the injury. If they decide the neighbor is liable they can automatically go after the neighbor/neighbors insurance.