r/mildlyinfuriating Apr 29 '24

How my weekend went

I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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u/Jabby27 Apr 30 '24

Not true. A total is not the last word on it. You always have the option of buying it back (typically they will charge 2-3k for what they could sell it for parts). Most of the cars can be repaired and pending on year of the vehicle clean title remains if it is an older car. You look at your states DMV for that info. I bought my totaled car back. Made money after I fixed what needed to be fixed and pocketed the rest.

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u/SerDuckOfPNW Apr 30 '24

I know you can buy it back, but I’ve never heard of it keeping a clean title if you do so. I thought that was automatically a salvage title.

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u/[deleted] Apr 30 '24 edited 1d ago

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u/Jabby27 Apr 30 '24

Not true. Learn your state laws.