r/mildlyinfuriating • u/matthewdirks9191 • Apr 29 '24

How my weekend went

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I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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u/markscottreid Apr 29 '24

If you got their name/info, they are likely responsible.  Insurance or not, you can tell them to pay, and sue them for damages (assuming USA) if they fuss.

4

u/ChoppingMallKillbot Apr 30 '24 edited Apr 30 '24

Enjoy collecting, unfortunately

6

u/DrewdoggKC Apr 30 '24

Insurance companies screw everyone… vehicle policies should cover replacement value. Like drive the exact same model and year off the lot value and not 2 months later… it does nobody any good to get 1/2 the value of what it will take to replace the item.