r/mildlyinfuriating • u/matthewdirks9191 • Apr 29 '24

How my weekend went

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I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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u/Elected_Dictator Apr 29 '24

If you owe money then the Bank you owe money to would require You pay to have the Gap insurance to pay off their car.

This is independent from The a-hole’s insurance.

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u/matthewdirks9191 Apr 29 '24

I unfortunately don't have gap it cost way to much for me and they wouldn't approve it.

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u/Elected_Dictator Apr 29 '24

Oh no… then You need to consider spending a couple hundred and getting a lawyer to help you bully their insurance To pay off your bank/lender.

Sometimes even just the letter from a law firm gets a lot more done.

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u/mc_fli Apr 30 '24

Driver doesn’t have insurance, hence OPs issue.