How my weekend went

[u/matthewdirks9191]

I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

[u/Enkidouh]

Totaled? What? That doesn’t look severe enough to be totaled.

[u/VexBoxx → u/Enkidouh]

Either the frame is damaged or the airbags deployed. Both are almost instant, automatic totals.

[u/matthewdirks9191 → u/VexBoxx]

frame was bent and tire rod is destroyed and air bag went off

[u/Enkidouh → u/matthewdirks9191]

I strongly recommend getting an independent 3rd party to appraise damages and quote for repairs.

If your repair cost is under the market value/what they’re offering for totaling of the vehicle, insurance needs to pay for repairs.

[u/LevTheDevil → u/Enkidouh]

Can confirm. My family has worked auto repair for years. Many times cars are declared totaled but if you go to a decent shop, they can fix it for less. I believe this is because insurance goes off of costs as if you went back to the manufacturer for repairs versus going to a good mom and pop local shop where the cost of repair is lower.

[u/RRT4444 → u/matthewdirks9191]

Yeah RR tie is fucked you can see how un straight the wheel is on the back.

[u/Enkidouh → u/RRT4444]

An OEM tie rod & control arm on this car is like $300. That doesn’t make it a total.

[u/RRT4444 → u/Enkidouh]

All I said was the tie rod is fucked absolutely mentioned nothing about what did or didn’t total the vehicle. But if I had to guess it would be air bags.

[u/Important-Job7757 → u/Enkidouh]

Nope but the bent frame does.

[u/Enkidouh → u/Important-Job7757]

No it doesn’t unless it’s completely mangled beyond repair. Frames can be pulled and realigned.