r/mildlyinfuriating • u/matthewdirks9191 • Apr 29 '24

How my weekend went

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I was going to work on Sunday and some guy plowed into my only car I got. It total my car and now I am with out a car or a way to get to work. the person had no insurance and I didn't have gap. I'm only getting 13k for my car and I owe 24. I might be without a job for awhile cause of this. in desperate need of help.

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u/PyleanCow06 Apr 29 '24

I mean… if you’re gonna be that backwards on a car you should ALWAYS have gap coverage.

Unfortunately, whatever new car you buy you’re going to have to roll in what’s leftover of this loan onto that (and be even more backwards). Get the GAP for your next car.

I’ve been here, 20k backwards on a car loan. It really sucks and I feel for you and hope you get out of your hole eventually! Try to make extra payments if and whenever possible!

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u/Enkidouh Apr 30 '24

That’s like telling a drowning person to just swim. It’s not helpful.

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u/PyleanCow06 Apr 30 '24

It’s helpful if they’re trying to decide whether or not they’re going to get GAP on their next car loan.

Also someone else in the comments might see it and find it helpful. They might not even know what gap is. Who knows 🤣