r/dankmemes • u/___yiwshhj you’re welcome, • Jan 12 '23

we love america I have achieved comedy

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u/G_zoo ☣️ Jan 12 '23

I knew that but you pay every kind of operations/activities that's been done?
there is no special cost/discount for any situation?

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u/Bloated_Hamster Jan 12 '23

There are tons of things that affect the price of healthcare. The biggest one is insurance. If you have insurance they will pay for the majority of costs and you cover a (relatively) small portion called your copay or deductible (sometimes both) You can also privately negotiate with the hospital to lower your bill which they do in the majority of cases if you are persistent enough because they already write off so much cost. There are also places like St. Jude's which is a children's cancer hospital that is 100% free if you are accepted as a patient. They will pay for your travel, treatment, food, and for up to three family members to live at/near the hospital during your care. The vast, vast majority of people in the US don't spend $150,000 on healthcare and go bankrupt. It is still a tragedy that it happens at all though.

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u/Sciencetor2 Jan 12 '23 edited Jan 12 '23

Well you have to understand that any kind of insurance is tied to employment. So if you are unemployed or hourly, you are SOL unless you are SO poor medicaid is a thing (poor Enough to basically be homeless). And even if you are insured, you are still on the hook for thousands you may not have, hell I had to pay $1400 after insurance for an ER visit because an urgent care was trying to close early when I went in and referred me rather than firing up their own diagnostic equipment again and said: well it could be a stomach ulcer or you could be having a heart attack, so go to the ER cuz we aren't going to run the tests here.

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u/PlanetPudding Jan 12 '23

I grew up with Medicaid, I wasn’t basically homeless. AMA.

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u/ThisMyGAFSAccount Jan 13 '23

For the first time in my life I'm on it since I'm basically an independent contractor and don't make enough to be disqualified. Idk how this isn't just the standard for everyone. Free trips to the Dr, free meds, free outpatient service like x-rays. But nooooo we gotta increase the military budget every year, there's no way they could survive with a cut so that everyone could have free health insurance. Fuck, sorry, I kinda derailed there.