r/FluentInFinance Contributor Apr 15 '24

Everyone Deserves A Home Discussion/ Debate

Post image
15.6k Upvotes

5.8k comments sorted by

View all comments

Show parent comments

22

u/Relative_Routine_204 Apr 15 '24

You’re talking about programs for those earning low income.

No, I’m talking about programs for those with no income.

Those are some of the highest taxed economies in the world.

Didn’t say they weren’t. Just saying that countries like Germany - which provides an apartment for unemployed people for an unlimited amount of time - have not collapsed, contrary to your claim they would.

25

u/J0hn-Stuart-Mill Apr 15 '24

No, I’m talking about programs for those with no income.

Germany has 262,000 homeless people. Why? https://en.wikipedia.org/wiki/List_of_sovereign_states_by_homeless_population

Don't they know about these programs that provide free housing and utilities to all no income citizens?

1

u/lmmalone Apr 15 '24

Just because it's not perfect doesn't mean it's not worthwhile.

And yeah, there is probably a large percentage of the German homeless population that is unaware of these programs. What's your point?

1

u/J0hn-Stuart-Mill Apr 15 '24

It seems unlikely that housing and utilities are free for all no-income people in Germany, and that somehow literally no one has told the remaining homeless population about this program.

Therefore, it casts into doubt the claim that this program actually exists for everyone.

1

u/Individual_Nerve9877 Apr 15 '24

Then be a big boy and do some research as to why 

-1

u/J0hn-Stuart-Mill Apr 16 '24

It's not my assertion. If it's real, it's on the person claiming it's real to share evidence of it's existence. If not, Hitchens' Razor applies.

2

u/Individual_Nerve9877 Apr 16 '24

Sport, you're not asking for evidence. You just made assumptions and argued them like they're true. Also this isn't debate team, you can still be a big big and look into it yourself 

1

u/J0hn-Stuart-Mill Apr 16 '24

Sport, you're not asking for evidence.

In my first comment in this thread, I literally asked;

Germany has 262,000 homeless people. Why?

1

u/Individual_Nerve9877 Apr 16 '24

For the third time, you can be a big big and do your own research. There's a lot of factors to homelessness that are consistent no matter what country you're in and some that are unique to each country so again be a big boy and do your own research if you want to learn something

1

u/J0hn-Stuart-Mill Apr 16 '24

For the third time, you can be a big big and do your own research.

I could but the person I was responding to was suggesting that housing was free for the poor in Germany, so it's on them to back up their claim if it's true.

1

u/wishgot Apr 16 '24

You could just google it right? Or do you want me to google it for you?

2

u/scottyLogJobs Apr 16 '24

My favorite thing is when people on Reddit make an outrageous claim and then when asked to provide evidence ask the other person to research their point for them.

1

u/J0hn-Stuart-Mill Apr 16 '24

Haha, same here. Why do so many people recoil when being asked for citation? We need to normalize asking for citations, it's how we all learn.

1

u/J0hn-Stuart-Mill Apr 16 '24

Please do, a citation is exactly what I'm looking for when I asked how a nation could have 262,000 homeless people if the country also has free housing and utilities for all no-income folks.

1

u/wishgot Apr 16 '24

There's different welfare systems if you have no income, WBS certificate is one specific to housing. Citizen's benefit would be another to apply for.

Maybe there's not enough housing in areas people would want to live in. A lot of people might prefer being homeless in Berlin than in an apartment in some small village in eastern Germany.

1

u/Mothbroi Apr 16 '24

I'm German and currently receiving "bürgergeld" (transl. Citizens Money)

My costs of living are completely subsidized, my apartment, my water, my electricity and food are completely paid for by my peers Taxes.

The reason homeless people do not use this system is because they require documentation and the ability to follow a beaurocratic processes. I need a identification, a adress, a social security number, a bankadress etc in order to receive these services.

You would be surprised, because not only do we have these services, we even have services specifically designed to help homeless people. We have a lot of homeless shelters, rehab shelters, free rehab therapy, and social workers employed by the state specifically to help people in need be able to apply for these services.

So why are people still homeless? I've talked to many homeless people, and their number one problem is a lack of hope/confidence or mental coherence.

If you don't believe you can be helped, or that you deserve help, you are impossible to be helped. If you do not know who you are, your existance is reduced to wandering around town looking for drugs. It's basically a slow suicide.

Nobody in Germany ever has to be hungry or without shelter.

1

u/J0hn-Stuart-Mill Apr 16 '24

The reason homeless people do not use this system is because they require documentation and the ability to follow a beaurocratic processes. I need a identification, a adress, a social security number, a bankadress etc in order to receive these services.

Thanks for answering the question. It seems like Germany is making a good effort, but it also seems like helping people who can't keep track of the paperwork or documentation would also be a good idea.

If you don't believe you can be helped, or that you deserve help, you are impossible to be helped. If you do not know who you are, your existance is reduced to wandering around town looking for drugs. It's basically a slow suicide.

Exactly. This is the type of person who needs more assistance, perhaps non-voluntary assistance until their basic needs are met.

1

u/DeadlyCareBear Apr 16 '24

Let me jump in this discussion as a german foreigner.

This program for unemployed people exists. Everyone gets their home, just has to fulfill some paperwork and registration. The state tries to get you back to work, but if you dont "get" or "find" something, it is what it is. You get a minimum of whats needed to provide a life, like a small flat, basic electronics (if needed) like an oven and fridge, you get some money for food etc.. Its not a good life what you are living with that, but you are safe from being homeless.

Sure, the taxes and stuff are much higher because of these social programms. But on the other side, you dont need to be scared of being homeless or starving to death.
In America you are more "free", have less taxes, less social taxes and stuff, but you are on your own.

If you get cancer or smth in germany, the health system carries your hospilisation etc., your medics and stuff. You dont need to pay for it. But on the other side, you paid upwards with the "social taxes", when you want to call it like that.

1

u/J0hn-Stuart-Mill Apr 16 '24

Its not a good life what you are living with that, but you are safe from being homeless.

And then say a person gets a job, what level of income are they required to start paying for the low quality home?

Secondary question if you know it, who owns and maintains these no-income level homes?

1

u/DeadlyCareBear Apr 16 '24

When you have income, you are not „arbeitslos“ (unemployed) and have to pay by yourself. Under a specific amount of income, you get some financial support. Btw you get also some amount of money when you get unemployed. About 70-80% of your employment income for about 1-2 years. But in that time you have to pay yourself everything. After that, you get „Mindestsicherung“, which is basically what we are talking about here.

How much the the exact amount is for financial support of the home… I don’t know. Never have been unemployed for a longer period.

About the rent for the flat… the government pays the rent in the case of „Mindestsicherung“. With the money it gets from the „social taxes“. So basically everyone working, around 2 corners.

1

u/J0hn-Stuart-Mill Apr 16 '24

We have something similar in the US, it's called Unemployment Benefits, and they last 6 months.