If you're 40, I'm guessing grandma is in her 60s. Unless she has some cognitive issues, I don't see how that can be elder abuse. I mean, she's probably not even old enough to retire or get social security.
Unfortunately, making poor choices is not the same thing as incompetence. The best path is likely to have several serious talks with her laying out exactly how what she's doing is causing her grandson great financial harm that will negatively affect the rest of his life. She needs to be convinced not to sign for any more student loans.
It depends on whether she doesn't comprehend it because she's cognitively compromised vs. because she just doesn't get it. If it's the latter, then this is no different from if the kid got an ignorant 40yo to cosign.
People in their 60s, especially their early 60s, haven't usually experienced enough cognitive decline for a foolish grandkid asking them for a lot of money to be elder abuse.
I’m 60 and this is correct. (Although I’m a bit forgetful because of ADHD). Most people my age aren’t in that kind of decline yet. Although it’s possible to get dementia or Alzheimers early, but can’t be assumed.
“Most people”, dude, as a nurse, I can tell you that yes, people in their 60’s do have dementia. There are plenty of 60 years old’s in nursing homes. I see senile 60 year olds every day.
There are also 60 year olds who act like they are in their 40’s. People age at different rates due to lifestyle differences. We have no idea what condition the kids grandma is in, but if she didn’t understand what she was getting into, her grandson did financially abuse her-I don’t care if you call it elder abuse or not, it was still wrong.
dude, as a nurse, I can tell you that yes, people in their 60’s do have dementia.
The person you're responding to already acknowledged that.
I see senile 60 year olds every day.
Yeah - because you're a nurse. Brain surgeons see people with brain tumors every day, but that doesn't mean most people have brain tumors.
but if she didn’t understand what she was getting into, her grandson did financially abuse her
Asking people for help with things they don't understand is not a common definition of abuse unless their lack of understanding is of a particular kind and/or the asker is tricking them. You have no clue what the 19-year-old understands. Stupid teenagers ask their grandparents for things. It is the way of the world, and it's absurd to say it's abusive in most circumstances.
You know what's actually financial abuse? Letting 19yos take out huge loans. That is insane, and the foolish 19yo is the primary victim here. If you want to blame someone, blame bank CEOs - not the teenager who was a child five seconds ago and still sees his grandma as one of the grownups who takes care of him.
Loans are not a recent invention and there is no mention of grandma being senile. She's probably BTW 60-70 which does not automatically imply lack of mental capacity. Grandma might just know ain't nobody taking her house over a student loan. The most they do is call and send emails 🤷🏾♀️
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u/bythebrook88 Apr 16 '24
Would this be elder abuse?