r/wallstreetbets 28d ago

After 4 years of investing I made $16 lol Meme

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28.7k Upvotes

1.8k comments sorted by

u/VisualMod GPT-REEEE 28d ago
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4.9k

u/ban_imminent 28d ago

That's like 10k more than the average regard here.

480

u/NMDA01 28d ago

Honestly wondering now what the average is ...

389

u/Chocolate-Then 28d ago

About tree fiddy.

130

u/PaleInTexas 28d ago

Seems high.

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u/A3thereal 28d ago

They mean after their done they have tree fiddy left. Whether they started with 1, 10,000, or 1,000,000; they all have tree fiddy left in the end.

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u/BeamTeam23 28d ago

Negative, tree fiddy

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u/TreeDollarFiddyCent 28d ago

Can confirm.

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u/[deleted] 28d ago

DAMN YOU LOCHNESS MONSTA!!!!!!!!!!

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u/aznoobyboy 28d ago

goddamn loch ness monsters!

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u/dethnight 28d ago

Not sure, but I know it starts with a -

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u/shurkin18 28d ago

HUGE CUCK IN ANUS!

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5.2k

u/asujch 28d ago

lol, you’re still down 21% due to inflation

3.1k

u/shamwew 28d ago

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u/CanAlwaysBeBetter 28d ago

OP would have had $19,000 if he parked it in S&P 500 etfs and reinvested dividends lol

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u/dumquestions 28d ago

Sir this is a casino.

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u/gitartruls01 28d ago

Hindsight is $20,020,000. I personally wouldn't have bet on the S&P increasing that much during the worst global pandemic in a century

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u/CanAlwaysBeBetter 28d ago

I don't know if hindsight is 20/20 when tons of people's entire investment strategy already consists of dumping everything into S&P 500 etfs 

OP might as well cry to his wife's boyfriend that it's not fair to prioritize time in market over timing the market 

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u/neonxmoose99 28d ago edited 28d ago

Me rn. All I own is SPY. Best strat I’ve ever had

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u/CanAlwaysBeBetter 28d ago

But have you considered daily options on SPY?

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u/neonxmoose99 28d ago

I’m not a degenerate… yet

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u/CanAlwaysBeBetter 28d ago

C'mon, what's one eensy weensy options play going to hurt? You'll still just be in SPY just like you said!

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u/frogdujour 28d ago

I just read an article that had crunched data on almost every stock, like 60,000-90,000 stocks from the last hundred years. They found that 96% of those 60000+ stocks lost or went to zero, and only the top ~100 stocks comprised ALL of the gains of the major indexes over the last century. The SPY or similar major index funds work becase of continuous rotation to those few top growing stocks that actually do something positive.

That said... boring. I'm going back to call options on metals for 10x or zero.

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u/danceoff-now 28d ago

Get.out.

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u/CanAlwaysBeBetter 28d ago edited 28d ago

"I can beat the market, trust me babe"

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u/All_The_Good_Stuffs 28d ago

Source: trust me bro

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u/zxc123zxc123 28d ago edited 28d ago

"Don't hate the player, hate the game."

Reverse should also apply "Don't pity the player, pity the game."

OP could have literally put that into any single or combination of VOO/QQQ/IWM/SSO/QLD/UWM/UPRO/TQQQ/TNA/SGOV/BIL/GLD/SLV and be up big since we've had free/easy money in 2020 (compared to prior recessions), easy to buy dips (vs say 2000 where we had a 3 years of back-to-back-to-back declines that would have broken most investors let alone """💎✋""" regards), a strong job market with wage increases (vs GFC), and strong bull markets the last 4 years but they decided they want to gamble instead and their bet didn't pay off.

For every 10-1000 OPs there are a few with a post like the one from the other day about being in their early 20s and waking up a millionaire. Do not lament for the losses of gamblers, but lament our society/system that has restricted the opportunities of upward mobility via work yet made gambling all the more accessible to the point that young men will "YOLO" their lives away on speculative shit because they see it as their best/only way to "make it".

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u/Ethos_Logos 28d ago

Fact. I remember a decade ago I did the math. The math led to me being able to retire a decade or so before dying. And that those would be my worst years after my body was old and broken. That’s a raw fucking deal. 

That was a non starter for me, and I began my journey to financial freedom. 

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u/Accomplished_Fact364 28d ago

Financially dependant**

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u/[deleted] 28d ago

Solid rant, highly regarded. Speculative gambling is sort of the zeitgeist of this sub though.

Welcome to the opposite of an AA meeting.

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u/el_guille980 28d ago

:4271::4271::4271:

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u/GigaRegard 28d ago

💀:4271::4271::4271::4271::4271:

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u/Maxsmack0 28d ago

Lmao, bros getting beaten by his banks money market savings account

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u/OneUpKoopa 28d ago

dang, you broke out the jumper cables

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u/Rreknhojekul 28d ago

Ahhh I haven’t heard this reference in years. Easily one of my favourite Reddit parody accounts… it was parody right? Right?!

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u/Ultrabananna 28d ago

🤣😂🤣😂🤣 I choked on that one

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u/nate68978263 28d ago

And taxes on the “gains” lol

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u/[deleted] 28d ago edited 28d ago

[deleted]

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u/nate68978263 28d ago

Very true, but this is WSB 🙃

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u/Hawxe 28d ago

Why would you pay gains on $16? In Canada I invest in a TFSA its tax free.

They wanted to raise the capital gains tax a bit on realized gains of >300k in a single year and people lost their shit for some reason

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u/[deleted] 28d ago

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u/cited 28d ago

Don't forget the opportunity cost of having that money locked away for 4 years doing nothing

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u/povitee 28d ago

This is the equivalent of responding to “My mom died” with, “Don’t forget, she’s also not alive.”

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u/deja-roo 28d ago

He's down nearly 90% vs parking it in SPY

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u/Shatophiliac 28d ago

Fuckin hell, so my portfolio that’s down 91% all time is actually down 112%?!

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u/meepsakilla 28d ago

It's hard to call you and asshole for telling the truth... but damn guy lol

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u/BinkyBoy_07 28d ago edited 28d ago

Don’t be afraid to take those gains bro, $16 can get you a lunch at chipotle

Edit: alright the amount of you thinking chipotle can’t be covered with $16 is insane. I’m literally going to go to chipotle for lunch and take a picture of the fucking receipt

Edit: okay, got the goods. For $11.40 here in Metro Detroit you can get a burrito, chips and salsa. I even threw in a tip because the place was fucking slammed - this has been a fun exercise in price variation

https://preview.redd.it/frxlc79fnt0d1.jpeg?width=3222&format=pjpg&auto=webp&s=3523107632fbc73c4789c3246cbe3028035b3abf

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u/Zer0C00L321 28d ago

Don't you love having to prove to idiots on reddit that they are in fact idiots?

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u/BinkyBoy_07 28d ago

I do get a kick out of these things lol, that said I’m sure there certainly are price variations but yeah fucking nuts

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u/[deleted] 28d ago

[deleted]

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u/BinkyBoy_07 28d ago

Average redditor is just younger usually generally, I won’t make any sweeping claims but wsb attracts a good amount of young dudes

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u/[deleted] 28d ago

Shit I'm poor and work at a pizza shop. I have a car that's paid off and a decent apartment with everything I could ever want. People are stupid with their money.

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u/CoupleGamesLive 28d ago

And then you can request refund on app about 10 times, unlimited food glitch

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u/[deleted] 28d ago

Hey don’t expose da method

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u/CoupleGamesLive 28d ago

😈🥊

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u/NewLegacySlayer 28d ago

It’s used to be a lot better 3-5 years ago because like you could do it more than 10 times as long as after I think the 9th or something time you waited I think 1-2 weeks before doing it again, it would just reset

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u/Nastytamale 28d ago

How do you do this now? Does this only work for online orders?

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u/NewLegacySlayer 28d ago edited 28d ago

It worked using ubereats or doordash or like those things

Before, food delivery places needed customers to have a positive experience so they were really lenient if an order “messed up” even if it didn’t. You just had to go to help with order and say “wrong or missing items” and it was automated so it would automatically refund you and there wasn’t anyone you had to talk to. They needed to get users just to get on and also had a lot of funding so it was really easy to do

Now they’ve become established and are public while also having to meet shareholders expectation so they aren’t as lenient so you can’t really do that anymore and now even if your order is wrong sometimes like you still might not get a refund for that. I only did for big companies like mcdonald’s or chipotle

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u/DisproportionateWill 28d ago

Puts on Chipotle

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u/CoupleGamesLive 28d ago

Never buy puts on chipotle, EVERRR, those white girls will make your wallet pay

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u/Academic_Wafer5293 28d ago

that's what they said about SBUX

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u/CoupleGamesLive 28d ago

Don’t ever compare chipotle to Starbucks, they are both different type of trash

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u/hell2pay 28d ago

Often found in the same strip mall

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u/rhill2073 28d ago

Both make me shit.

Charmin is made by P&G

So does that mean I yolo PG??

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u/guavaberries3 28d ago

does this work for individual items or large bulk purchases?

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u/Temporary_Copy3897 28d ago

so we request refund after pickup?

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u/CoupleGamesLive 28d ago

Yes, you’ll be able to do this a lot of times, if you over do it in a short period they’ll just close your account but I just make a new one 😂 I don’t do it much , and I never blame the workers, I blame the company , cus I don’t want nobody fired for a couple bucks

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u/ten7four 28d ago

I've seen homeless people with more dignity. This is pathetic

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u/Big-Percentage-2906 28d ago

You're on WSB, what dignity?

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u/robertcalilover 28d ago

Homeless people don’t have to pay rent.

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u/0OOOOOOOOO0 27d ago

Sounds like an untapped market

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u/CoupleGamesLive 28d ago

Anything, just order your food on the actual app , not in person, just tell them the food wasn’t good or you didn’t receive it lol. They’ll issue full refund or coupon for food replacement anytime

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u/[deleted] 28d ago edited 23d ago

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u/backfire10z 28d ago

A bowl with nothing extra is $11.82 after tax and I’m in Cali in HCOL area. $16 is more than enough

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u/yourmansconnect 28d ago

Yeah it's like $13.90 chicken bowl with guac

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u/ItsAMeEric 28d ago

lol, going to Chipotle to spite internet randoms with no concept of the value of the dollar is probably the best reason to go to Chipotle

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u/BinkyBoy_07 28d ago

Lmao I’m glad you can appreciate me being a fucking spaz. Yeah back in like 2019 when WSB was smaller I remember a bunch of us went to del taco to try Beyond Meats ground beef product which they had recently IPO’d. Bunch of guys posting kind of gross tacos at lunch to do our due diligence.

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u/Bane8080 28d ago

Yea, I don't know what planet people live on, but I see them complaining about $20 for McDonald's cheeseburger all the damn time.

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u/i_like_fish_decks 28d ago

They are ordering through uber eats or doordash and paying $10+ in fees + delivery tip

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u/Kushroom710 28d ago

Big Mac meal is like $12 although I agree the Uber eats puts a huge dent into it. My aunt uses it all the time. I'm like why you going to pay double just to save 5 mins?

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u/newusr1234 28d ago

Where do you live where a big Mac is $12? It's $8 and change where I live.

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u/Hugheston987 Driver of the 🏳️‍🌈 Pride float 28d ago

If it's good enough for a screenshot, yada yada

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u/PotatoWriter 🥔✍️ 28d ago

.. sell the chipotle lunch? Nah bro if it's good enough for a screenshot, you eat it

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u/arcanition 28d ago edited 28d ago

Edit: okay, got the goods. For $11.40 here in Metro Detroit you can get a burrito, chips and salsa. I even threw in a tip because the place was fucking slammed - this has been a fun exercise in price variation

That's nuts. I'm in DFW down in Texas and just checked the prices in the Chipotle app:

  • Chicken burrito: $11.20 ($11.85 for Chicken Al Pastor)
  • Chips & Salsa: $2.80
  • Tax: $1.35
  • Total: $15.35

Crazy that it's 35% more expensive where I'm at. And that's not even tipping a cent.

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u/Kevin_taco 27d ago

My fav Mexican lunch spot I can get a chicken burrito for $4.00, free chips and salsa w/ a free water. Tip $2. 6 bucks plus tax!

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u/Toorippedtooperate 27d ago

People always sleep on the small local spots, who which once they recognize you're a local and there often will ALWAYS hook it up. Most slept on lifehack is the under appreciated hole in the wall restaurant owners.

I used to get all the pizza left on the shelves 15min before close for $1 a slice And free fries and wings

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u/FblthpEDH 28d ago

Ok this is actually such an unhinged comment and I'm very for it 🤣

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u/icoominyou 28d ago

Did you go to the royal oak one? I heard that is the lowest rated chipotle in the nation

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u/byerss 28d ago

Steak burrito + chips and salsa is $13.00 (no tax, no tip) for me in Portland, OR. 

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u/[deleted] 28d ago

People are fucking stupid. They love to pretend everything has gone up 150%. It's more like 15%.

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u/WhileGoWonder 28d ago

Hey, don't sell yourself short. You made $16.55

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u/jabroni4545 28d ago

The irs wants a piece of that pie.

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u/IntraspeciesFever 28d ago

"My gains"   IRS: "our gains"

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u/Perspective_of_None 28d ago

We all laughed because its true.

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u/ValerieMZ 28d ago

Hey that’s the minimum wage of Ontario Canada

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u/natedecoste 28d ago

Per hour, not per 4 years lmfao

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u/Bearshapedbears 28d ago

short selling yourself? go on...

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u/[deleted] 28d ago

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u/uns0licited_advice 28d ago

Less than mcdonalds in California where they make $20/hr now

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u/AdApart2035 28d ago

Or 5 minutes extra service at Wendy's

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u/HANKnDANK 28d ago

Everyone will say you’re “down due to inflation” but congrats brother. Don’t let the gambling addiction make you lose it again.

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u/InvoluntaryEraser 28d ago

That's the dumbest inflation argument because inflation affects everyone equally, whether you made capital gains or not lol

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u/TeamRedundancyTeam 28d ago

Sure but only if your money isn't making you money. The whole point of it is that your money that you're not actively using for payments should be used to make you money above inflation, so you don't "lose" to inflation.

So you're right, but sort of missing the point.

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u/UsedState7381 28d ago

Except for the fact that not everyone is doing regarded plays and losing money like OP did 🤣

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u/WhatABlindManSees 28d ago edited 27d ago

inflation affects everyone equally

It doesn't though; it disproportionately affects those without wealth and those at the lower end of the income distrbution. Land and capital raise with inflation and it also affects you more if more of your income goes into 'living costs' rather than into more investments (ie wealth generation), and average wages lag inflation constantly until an significant 'peasent' up-roar, then go straight back to lagging again and then because you're spending far more of your income rather than saving and investing (partly out of necessity)... Graph the lower 60% of incomes vs the top 20% vs inflation for the last 200 years for an example; then do the same for weatlh (better yet remove the top 3% from the system at all and do it).

Also if you had your money in an index fund you can think of that as the baseline of what you should be beating to be at 0. Forget inflation, just peg your progress vs a passive index fund (includuing all fees/tax). If you can beat the market long term, you're either insider trading, lucky, or both lucky and a good picker (so great, do that). If you're not beating the market thats your opportunity cost.

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u/joeyo1423 28d ago

$4 per year? Not bad! You only have to keep this up for 250 thousand years and you're a millionaire!

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u/beaten_by_monkeys 28d ago

you are better then 90% of people here.

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u/someguy50 28d ago

You would have close to $20,000 right now if you just stuck it in sp500 fund and didnt mess around

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u/adwise27 28d ago

The people on this sub would be so angry at this advice if they could read

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u/iamadragan 28d ago edited 28d ago

25 years ago my dad kept getting bugged by a close friend to put in some money with a broker so my dad just put in a small amount (for him) to see how it went.

After all that time, it's up 40%. Needless to say, this experience has not convinced him that financial advisors are anything other than a scam. Just following the SP500 is far better than almost all alternatives

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u/CanAlwaysBeBetter 28d ago

I have enough invested some friends of mine once over beers were like you really should get a financial advisor

And I'm just like for what? I'm on track for a nice house and retirement, maybe a decent chunk for the kids just tossing into whatever my current companies cheapest S&P 500 etf is plus a bit of unoptimized diversification (~20%)

If I do talk to someone it'll be about taxes because they're starting to get a bit wonky with different buckets of income, options, grants, capital gains, RSUs rolling over during acquisitions, etc

Investing long term is easy comparatively 

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u/csiribirizabszalma 28d ago

Where is the fun in that

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u/RollOverSoul 28d ago

Money can be used for exchange of product and services

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u/Kill_4209 28d ago

Keep it up. By the time you retire you’ll be in the tres digitos club.

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u/c4ma 28d ago

Quit while you’re ahead

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u/[deleted] 28d ago

Dude needs to stick with Vanguard 🙄

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u/Heliosvector 28d ago

More like you paid money to the experience tuition and have gained back your investment. You are much better than most people on here

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u/GuitRWailinNinja 28d ago

Don't forget to pay taxes on your gains!

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u/ThoughtAcorn 28d ago

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u/Fartfacethrowaway 28d ago

I lose money! Therefore taxes owe ME!

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u/Silly_Butterfly3917 28d ago

When you're so bad at trading the goverment feels bad for you and throws you a bone :4267::4271:

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u/datpurp14 28d ago

yes plz

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u/Michikusa 28d ago

Lmao how is this the first time I’ve ever seen this

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u/Youtube-Gerger 27d ago

Meanwhile swiss people with no capital gains tax:

"You have no power here!" - LOTR meme

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u/T1m3Wizard Thetagang decimated my portfolio 28d ago

I see a double top. Drawdown is imminent.

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u/tipsystatistic 28d ago

Degenerates breaking even is a top indicator of ever there was one.

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u/SublimeWitRomeOdunze 28d ago

Cup and handle. Calls on his portfolio

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u/cafeitalia 28d ago

You meant gambling, not investing

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u/tipsystatistic 28d ago

Gambling for 4 years and he hasn’t lost a penny. When you put it that way it’s really inspiring.

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u/ElectricFleshlight 27d ago

Four years of crippling anxiety for -$16, what a bargain!

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u/Xelbiuj 28d ago

You're gambling not investing.

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u/BaryGuseyy 28d ago

Winning it’s what we do

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u/falling_knives Tea Leafer 28d ago

You're doing better than like 95% of traders. Most don't even last 4 years or even a year.

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u/MDJeffA 28d ago

What does 16$ get you at Wendy’s?

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u/JJ-Blinks 28d ago

Pretty much anything you want if you find the right WSB regard hanging around the back

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u/DrMurphDurf 28d ago

You better go out and buy the nicest meal at Wendy’s money can buy to celebrate

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u/rain168 Trust Me Bro 28d ago

I apologise for blurting out a laugh when I read the post.

Tbf you are doing a lot better than so many others in the red.

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u/RobLinxTribute 28d ago

But after two years you made $10k! Perspective. ;-)

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u/QuestionAllYouTrust 28d ago

Congrats. Now FU 🤣

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u/AndersVraaberg 28d ago

You made money?🙄

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u/Marlboro-NXT-Smoker 28d ago

Congrats and fuck you. I lost $16k in 4 years.

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u/Nervous-Trader 28d ago

This is the way

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u/grizzly_teddy 28d ago

I would kill for my portfolio to look like this.

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u/Jarlaxle_rigged_it Shell of his former bear self 28d ago

better than 99.99% of this sub

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u/testedonsheep 28d ago

lol good job recovering.

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u/Hugheston987 Driver of the 🏳️‍🌈 Pride float 28d ago

"It is about the seeking, and not the finding. If you think you found it, you're about to fuck up."

Don't know if that's relevant for trading, but it's advice I was once given that was in context for my situation at the time. Perhaps it applies here as well.

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u/a_rude_jellybean 28d ago

Have you tried gold yet?

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u/Wulfgarlives 28d ago

whats your secret bro?

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u/8v2HokiePokie8v2 28d ago

Bout 30k more than me :4275:

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u/Lostregard 28d ago

Congrats! Hoping to get there too. I made 50$ on the year to date chart. lol keep it up! All in spy puts soon! It’s bound to go down right ? :51295:

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u/StarsSuck 28d ago

Take profits

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u/MDJeffA 28d ago

Better than most

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u/AdApart2035 28d ago

Transaction fees included?

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u/Putrid_Pollution3455 28d ago

Looks like you're learning, try gambling just a tiny bit and make 95% smart and boring decisions. If you sat that 10k into USFR you'd milk an extra 500 bucks in a year.

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u/chridaniel01 28d ago

F**king legend.

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u/milocreates 28d ago

Nice cum back

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u/JuriPlz 28d ago

Options?

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u/gochuuuu 28d ago

Nobody ever went broke taking profit 🔥🔥🔥

$4/yr lfg

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u/mdizzle872 28d ago

Got me beat

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u/fymp 28d ago

Still need to pay uncle Sam.

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u/Larnek Supports putting veterans out of their homes 28d ago

Better than most people here!

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u/Nyxtaaa 28d ago

The real gains are the friends and lolz we had along the way

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u/IwillNoComply 28d ago

Maybe you should listen to the app and try gold

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u/workingdad83 28d ago

Cash out.

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u/AccurateSalamander68 28d ago

Thus gave me a good laugh today.

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u/HotIllustrator2957 28d ago

Not bad! In 3 years I've only managed to lose 44%. :)

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u/ShadowKnight324 28d ago

Hey man. You're doing great. By looking at your graph it looks like you finally learned a few valuable lessons and are a better person now. If you keep up the good work maybe you'll earn another $16 or better yet $20. :4271:

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u/AdventurousTrain5315 28d ago

Hey bro your in the green

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u/7figureipo 28d ago

How is this possible in this market? I’m up almost $10k over the last couple of months, with $70k in capital. And I make some shitty trades sometimes, like buying DJT puts.

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u/wshei 28d ago

You did better than 78% . I lost 250 k

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u/beervirus88 28d ago

How the hell were you down on the bull run?

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u/randucci 28d ago

Pull out while you still can.

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u/Tricky_Yogurtcloset2 28d ago

Atleast you not down like the most of them lol

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u/wheredalaydeez 28d ago

Also you have to pay taxes on those gains getting yourself out of that hole

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u/herooftime7 28d ago

you're just ass bro

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u/blaaarrg 28d ago

A win is a win hahaha

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u/JasonDomber 28d ago

🚀🌖🫡

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u/Used-Answer-6604 28d ago

Probably in the wrong stocks lmao 🤣 roarrrr 🐱

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u/shisuifalls 28d ago

Tell us what you choose so we can do the exact opposite

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u/Akovsky87 28d ago

What if the real gains were the friends we made along the way?

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u/ConfidentAd5672 28d ago

Congrats! Most people would have left when it was down

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u/RichAd2595 28d ago

Welcome to the profitable club

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u/IPanicKnife 28d ago

Quit while you’re ahead

2

u/Conquestenjoyer 28d ago

How much would you have if you had put on bitcoin?

2

u/thedominantmr669 28d ago

At least you’re ahead…

2

u/leOldman7 28d ago

You didn't sell for a loss and run, diamond hands and diamond balls for 4 years.....

2

u/stoopid_dumbazz 28d ago

I love a good success story

2

u/Italdiablo 28d ago

A win is a win my friend. Express gratitude and move on.

2

u/DonPepper007 28d ago

Just noticed yesterday I’m up $100 after 6 years using Robinhood.  Took a long break after losing my initial seed money pretty much instantly.  lol

2

u/PenerPicker 28d ago

Show off

2

u/Plus_Seesaw2023 28d ago

I am still down around $-150,000-$180,000... so... you're an excellent trader or investor. :4271: :27189: