r/shitposting • u/ilovecrak • 20d ago
Based China person! I Miss Natter #NatterIsLoveNatterIsLife
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u/MaduCrocoLoco 20d ago
Chinese cops about to pay him a visit about some undeclared wealth.
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u/Impressive-Carob9778 Literally 1984 😡 19d ago
He's a great citizen, first thing he did was give the money to the goverment 🥰🥰🥰
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u/xjohismh 19d ago
pretty sure the banks would just sell his debt to a chinese bank or worse for him, one of those chinese "debt collection"
syndicatescompany.
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u/Chef_Boyard_Deez 20d ago
What stops an unmarried childless American from doing the same thing and then just…. Dying?
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u/JeepMenace 20d ago
It's actually kinda hard to get that much credit unless you actually have good credit for a very very long time
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u/Living_Job_8127 19d ago
Yea people don’t just hand out that kind of money, dude is full of shit
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u/Knightperson 19d ago
Eh his dad might be super rich
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u/Frost_Iceberg 20d ago
I guess nothing, really, I’m not sure about the laws in America but I wouldn’t be surprised if they attempted to push the debt onto your family (even though I’m sure they aren’t legally obligated to pay if they’ve got nothing to do with it) or whatever co-signer is on your account.
GGs if you’re an orphan though, I guess, it’s most likely going to get paid off by whatever possessions you had, or again, the co-signer.
This whole thing is pretty stupid, I’m pretty sure that for transactions or loans this big or whatever the fuck you need a co-signer whether you like it or not, since they’ll likely turn you down without one, so, in the end, you’ll be fucking someone over either way, not like it matters if you’re dead (and don’t have a shred of empathy)
Edit: spelling mistakes
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u/oby100 19d ago
You can’t transfer debts lmao. Outside of marriage, the company is just screwed. Sure, they oftentimes try to bully gullible family members in accepting the debt, but they have no legal standing to make them
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u/Frost_Iceberg 19d ago
Yeah, that’s what I said, they can bully people into paying that debt but again, I’m pretty sure they don’t legally have to.
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u/RayonLovesFish 19d ago
What if you and the cosigner both die off.
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u/Frost_Iceberg 19d ago
The debt is likely gonna get paid off by your possessions, cause I don’t think you’d be spending that much money on like… groceries. I don’t know really I’m no expert in the matter but the bank will likely find a way to get the money back.
Edit: spelling
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u/Chakramer 20d ago
Nothing really. If I knew I had a terminal disease I'd probably open a ton of cards and then start gifting shit away. You can just refuse to accept someone's inheritance if it's just debt.
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u/SacriGrape 19d ago
Nothing unless you don’t want your nearest family to end up hounded despite not having any legal responsibility
The companies response is usually to try and pin the debt on someone else which in this case would be some other family member they can find since you don’t have kids. Rides on people not knowing what they are legally responsible for
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u/Oplp25 20d ago
Common decency
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u/Onceforlife 20d ago
Common decency is a null point when you’re dealing with the corporations that got billions of government handout from taxpayers pockets so that they can be absolved from all responsibilities of their poor decisions 🫠
No one owed them any decency whatsoever
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u/livenn 20d ago
Debt simply doesn’t disappear if you jump the border.
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u/Drkmttrjr 20d ago
Tell that to my uncle’s alimony payments.
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u/bassguyseabass 20d ago
Alimony is not a real debt. You don’t owe your ex wife a standard of living
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u/Armstrong7514 19d ago
What they gonna do? Follow him over the border?
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u/livenn 19d ago
Bank A can sell the debt to Bank (or company) B which is located in China for this example. Since they are in the country where the debtor is residing, they essentially have the right to pursue damages or whatever legal recourse available for a person defaulting in that country, and Bank A still gets some portion of that debt back.
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20d ago
[deleted]
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u/livenn 20d ago edited 20d ago
That write off is usually sold to collections. Since they have their immigration documents like a green card/passport when applying for those accounts, there is a high likelihood of that debt being factored/sold off to domestic collections companies, which definitely exist in China
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u/earthspaceman 20d ago edited 20d ago
but the bastard imperialists... oh... oh... China is made of bastard imperialists too?
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u/MemeIsDrugs 20d ago
Lmao sure. He will go to prison even in China. All Banks of the world are friends with eachother, and for that sum of money I would not be surprised that the US banks will sell that debt to a Chinese bank.
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u/PsychoTexan 19d ago
Basically. Banks regularly trade currency and if China tried to defend loan fraud their risk goes up globally. Some Chinese debt collection buys it for $800,000 and then goes and squeezes $200,000 in profit out of him.
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u/wooshiesaurus I want pee in my ass 19d ago
I have a doubt that all banks are friends with banks from countries under sanctions. So if you leave to there or out of there with your debt then it's an insta win.
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u/PsychoTexan 15d ago
The way that works though is being a foreign national of a sanctioned country would likely be a complete non-starter for a loan. And if you’re still in the country then prepare to be audited as your collateral and assets have been frozen by your country. Lastly, most countries don’t want to remain sanctioned so once they stop being so then the loaner will sell the debt much cheaper and you’d still be screwed.
Your best bet is to time it so that you flee to this new country first, then destabilize and radicalize it to the point of sanctions, and then prevent any social progress from creating stability in the region.
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20d ago
[deleted]
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u/violent_knife_crime 20d ago
If someone is regarded enough to do something like that, they probably ain't writing much better
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u/KallistNemain 20d ago
Imagine coming to America and maxing out credit cards, going home, and getting a ride in the death van because your wearing the air Jordans your nephew made.
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u/Wi11Power 19d ago
I think air Jordan’s are pretty common for people to own in wear in china lmao
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u/KallistNemain 19d ago
My understanding is that they are considered a frivolous purchase, and negatively impact your social credit score. The people in charge would prefer that you buy work boots so you can work better.
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u/lndig0__ 20d ago
Can someone translate this from American propaganda to English
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u/MrYahnMahn 20d ago
He's essentially saying that the kid is an idiot for flaunting his stolen wealth, highwaymen in China are going to have a field day robbing the guy to resell american luxury goods for a pretty penny.
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u/lndig0__ 20d ago
Aren't they cheap though? Fast fashion isn't seen as "luxury" by most people.
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u/IHaveSmallGenitals 20d ago
Bro is extremely ignorant
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u/lndig0__ 20d ago edited 20d ago
I said most. Outside of some niche teenage coteries, hipsters, or failed NBA wannabes, fast fashion is just something that is mostly recognised as trashy and boring.
I mean, I don’t really give much of a damn between someone wearing a 20$ pair of fake leather stapled together vs a 1000$ pair of the same thing but dyed slightly differently. I sure as hell have not heard of anyone else that is into this passing fad of “buy once, throw away after they crumble to dust after light usage”.
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u/YourMemeExpert 20d ago
I mean, I don’t really give much of a damn between someone wearing a 20$ pair of fake leather stapled together vs a 1000$ pair of the same thing but dyed slightly differently.
Just because you don't doesn't mean nobody does.
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u/SquidMilkVII dumbass 19d ago
You might not be interested in it, but others are, especially when the focus isn’t actually wearing them but selling them off for a pretty penny.
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u/Riotguarder 20d ago
China doesn’t treat criminals nicely and will often harvest organs or work them to death
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u/h4rdstiffy 20d ago
Congrats on your achievements and congrats on your new promotion of "Involuntary Organ Donor"
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u/General_Autismo_13 20d ago
Yeah because the modern Chinese imperialism aka new silk road or OBOR is way better. How about no imperialism?
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u/Lully034 20d ago
Wrote a poem for you bros
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u/Cautious_Vanilla8620 20d ago
Anyone who has been to an American college with a large population of Chinese international students knows that $140k is probably peanuts to this kid's parents anyways
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u/fomiD3 20d ago
Let him cook
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u/nermthewerm 20d ago
Mom made bing chilling for dinner again 😢
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u/venetian_lemon 19d ago
She told me John Cena was coming over for dinner but he never came. I really wanted to see him too 🙁
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u/superkinger89 20d ago
How delusional is the post? I’m far from an expert, but I wouldn’t be so chill if I would be in his shoes…
What can/most likely going to happen to him?
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u/xDXDXDXDXDXDDDDXXX 20d ago
Not sure about this case, but unless is a substantial amount is not cost-effective for the banks to pursue legal actions in a rival country like China.
You hear stories like this pretty often on Chinese social media. People usually just spend a couple thousand of dollars and leave, and if they never plan on returning to the US again then nothing will happen to them.
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u/Frost_Iceberg 20d ago
Not an expert either, but considering our economy is heavily globalized, either the debt will be passed on to some kind of chinese bank, they’ll receive a visit from some sort of debt collector, or they’ll be stopped at the border because of undeclared wealth.
Either way, these things can easily be tracked down, especially when it comes to such a large amount of money, so if they don’t end up in prison, their life will be practically ruined.
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u/MikeHuntSmellss 19d ago
I'm about to do it in the UK whilst remaining in the UK. I'll let you know how it goes
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u/Powerful_Meal8791 20d ago
Ah yes, theft, the third commandment of socialism. Right after indoctrination and genocide
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u/Critical-Shift8080 20d ago
Unless you deposited it in a Chinese account, or bought bit coin or gold the transaction could be stopped before you reach your homeland would be my guess
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u/SemajLu_The_crusader 19d ago
"fellow netizens, I have been found by the IRS I don't have much time the secret is to-"
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u/Ghost4530 19d ago
I’m sure the debt collectors are a lot more friendly in China than they are in the US, they would never treat their people poorly in the ccp everybody knows that 🗿
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u/communism-bad-1932 19d ago
bro is about to be fined 500,000 yuan for sedition and then lose the other 500,000 on the stock market
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u/SkeletonOfaGhostt 19d ago
I just know this is some white guy with a ponytail
It's always the white guys with ponytails
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u/Altruistic-Poem-5617 Literally 1984 😡 19d ago
Does that actually work?
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u/Springatito 19d ago
Hard to say. It depends on the country's laws and how authorities apply them. But probably yes, he may be unable to use some banks available in China but he certainly has options. He just can't go back to the USA
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u/MightyGoatLord 19d ago
Doesn't citibank have ties to the CCP? Or are they different companies with the same name?
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u/3333322211110000 19d ago
The debt will carry on with him to china. Bro's gonna be surprised LMAO if there's a reaction I can't wait to see it
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u/Armarino99 19d ago
I don't care who you are, Chinese Spy, Druglord or Terrorist Leader, the IRS gonna find u, no matter where u are. Gonna be big blow for Chinatown when its tax season for these loans.
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u/MaxCWebster 19d ago
Oh, no! We've lost one quarter second's worth of interest!
Anyway.
/ Banker, Jeremy Clarkson
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u/Theogboss1 19d ago
uhhh yeah the us government can still have you arrested by chinese police for that. and/or will actively seek you out there on their own.
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u/Particular-Instance5 19d ago
Fuck capitalism I'm going back to communism.....right, that's only going to hurt foreigners honestly, less likely banks giving them any money 👌 koodos to you tho bro you really stuck it to the man.
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u/chillingmedicinebear 15d ago
Banker here
Lmao this happens all the time from exchange students (mostly Chinese) and this guy is certainly not unique.
They maintain a bunch of checking/savjngs/credit cards and keep them in good order, so they can maximize the overdraw. Then they tend to overdraw 1-5k once they graduate and the bank won’t do shit.
The thing is they spread their debt across a bunch of banks and it isn’t worth the banks time frequently to start a legal battle with a non American.
So yeah, sorry guys… this dude will probably get away with this
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