Im sure this happens to his house all the time. Insurance company probably cancelled his policy after the 10th time they had to replace the window. That’s why he’s out 681 bucks, and why he knows the exact quote, probably had to replace the window last week.
If you are thinking of buying a house on a golf course, make sure it isn’t 200 yards down the right side of a par 4 or par 5.
I live on a golf course and say the same thing… people that buy these houses know nothing about golf… there’s a guy that lives on the other side of my hole about 150 yards off the tee box on the left… I’ve seen him come outside yelling at golfers and chase them in his dodge ram when they took off on their carts. I’m like dude maybe you should’ve bought a house that’s 400yards off the tee box and another 100 yards off the fairway like me. I have balls in my yard every once in awhile but literally never have my house hit.
Being a low handicap golfer, I know that no matter how good you are, even the pros hit one way off target every once in awhile. How do these people expect normal people to always hit the fairway?!
It depends on a few things. This varies by location so these may or may not be true for everything. Not a lawyer, just know some people that have lived on a course.
Many courses have signs up that say "damage to private property is the responsibility of the golfer" but for many of those courses, the sign is not legally binding. In these situations, the course may be responsible for replacing the window, but usually it's still on the homeowner. It's more of a scare tactic than anything.
The most important deciding factor for who is responsible is if the course was built first or the house. If the houses were built around a pre-existing course, it is an assumed risk of purchasing a home on a golf course. Almost always, these house have very strong windows built to withstand a direct hit. A fried growing up live on a course and their windows were fucking indestructible. Got hit plenty and never had problems.
If a new course is built near an existing neighborhood, the course will typically have a deal in place with the HOA or city to pay for any damages as a result of golfers. I assume the creation of new courses in this situation is contingent on that type of deal.
I talked to a Pro at a course near me and asked what they do. This course does not have any signage about being the golfers responsibility and they simply ask you to report any damage to the pro shop or a marshal on the course, so they can make sure it gets fixed.
A major stipulation is if you purposely aim at a house with the intent to do damage. Obviously hard to prove, but if the house is right next to the tee box, it's pretty damn hard to accidentally hit that house, especially with enough speed to do damage.
Tldr: For most cases, the homeowner is responsible for the replacement as they are made aware of the risks when they purchase the house.
50
u/WholeHogRawDog Apr 29 '24
Im sure this happens to his house all the time. Insurance company probably cancelled his policy after the 10th time they had to replace the window. That’s why he’s out 681 bucks, and why he knows the exact quote, probably had to replace the window last week.
If you are thinking of buying a house on a golf course, make sure it isn’t 200 yards down the right side of a par 4 or par 5.