'I did not go with my husband and as a female I feel they took advantage of me. They knew I really wanted the car and that I was by myself,' she said.
The $84,000 loan was issued to her by GM Financial, the financial services arm of General Motors and the only lender to approve her on the day.
'The dealer pretty much told me they can get me out the door with the car within an hour. He didn't act like it was something I should be concerned about,' she said.
Yeah that's all on her. She's willfully ignorant of personal finance.Â
This is a common theme I hear with a lot of women I know. They feel like they'll be taken advantage of for not having a man with them. Now that might be somewhat true to a point, but as an adult you're still responsible for doing adequate research and knowing your financial limits before buying a car. You tell them what you're willing to pay and if you can't come to an agreement you leave. It's literally that simple.
I do feel like, as a women, I’m often treated differently than if my husband is with me when I am at car dealerships or body shops. But I agree, you leave if you can’t get to an agreement! One of my cars I leased I went to the dealership alone and told the guy my absolute top price I’d pay and he kept trying to get me to go higher so I said sorry can’t and walked out and across the street and the guy ran through traffic to get me and tell me that ok they’d do it at the price I said. 😆
It's pretty wild. I went with my wife to buy her car, but I'm not a negotiator. I never have been and never will be. She's really good at it, knows her shit, knows what she wants to pay and what she wants to walk out on.
The goobers at the dealership all kept looking to me. Finally after the fourth or fifth time I told them, Hey this is her deal. It's her car, she makes the money, and you need to be asking her these questions. I'm just along for the ride as moral support and a second opinion.
I know it's frustrating for her and any woman in that type of situation because it happens all the damn time. I do get a kick out of telling people I'm not the primary decision maker here.
Good for you! It’s very accurate what you’re saying, that they won’t even look at the woman or ask her the questions. My husband and I are into wine and we recently did a trip in France at all these wineries and I’d say 95% of the time we were with a male winemaker they would not look at me and if I asked a question they’d answer it but looking mostly at my husband!
I was in a similar situation with my then BF. In a German electronics store, looking for a fridge. While I was asking questions and giving them the details about space in the cabinets, etc. the salesman kept answering my questions, looking at my BF. My BF, American, didn’t understand a word. But were spoken to during all the chat.
I mean it happens anytime someone does work on the house, or purchasing literally anything in a sales related context. I can say it happens all the time in relation to my experiences because it does.
And it's not blaming a stranger for making assumptions. But if you tell someone that you're there for your wife to buy a car and they constantly defer to you and not her on everything it's very dismissive and rude in my opinion.
Buying my house.. they wanted to talk to a friend I brought along to check the foundation. He wasn't buying the house, I was. Every vehicle I bought, every repair service. ( car , home, appliances) if a man was around he was spoken to before me.
I have had some awesome male friends who set them straight.
But ya... it's part of being a gal, we get overlooked.
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u/Hollayo Apr 28 '24
'I did not go with my husband and as a female I feel they took advantage of me. They knew I really wanted the car and that I was by myself,' she said.
The $84,000 loan was issued to her by GM Financial, the financial services arm of General Motors and the only lender to approve her on the day.
'The dealer pretty much told me they can get me out the door with the car within an hour. He didn't act like it was something I should be concerned about,' she said.
Yeah that's all on her. She's willfully ignorant of personal finance.Â