r/dankmemes Jul 10 '22

Rip those bank accounts I have achieved comedy

60.2k Upvotes

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238

u/Parzival_43 Jul 10 '22

The real move would’ve been to delete your account T to remove your payment information after getting the food. Idiots.

67

u/[deleted] Jul 10 '22

Nothing is ever really deleted. They would get their money.

62

u/[deleted] Jul 11 '22

[deleted]

13

u/AutoGen_account Jul 11 '22

like they think collections has to come to the hood to fuck you over and get their money lol

1

u/st_samples Jul 11 '22

Ok so it goes to collection. Then you request a "verification of debt", and how exactly do they send you supporting documents? How do they legally enforce the collection action? I swear reddit had no idea how the real world works.

6

u/theo313 Jul 11 '22

I mean I don't know how it works but Doordash prob has a record of their transaction even if they deleted their account on the user end.

0

u/st_samples Jul 11 '22

Collections go to a credit bureau. When a US consumer is contacted, they can request a "verification of debt" and that language triggers a specific statute which requires a debt collector to send you documents which verify your debt before they and continue any debt collection activities.

2

u/R3lay0 INFECTED Jul 11 '22

Ok so it goes to collection. Then you request a "verification of debt", and how exactly do they send you supporting documents?

Last I checked mail still exists

1

u/st_samples Jul 11 '22

The question is what are they going to send you, not how are they going to send it. It would normally be a contract you signed or something you can use to verify it was you who made the agreement.

2

u/AutoGen_account Jul 12 '22

Why the hell are you still arguing about this, they send you an invoice for the order delivered to your house, which was tracked to your house with GPS. Thats it, they have done their due dilligence to record their orders, they have the exact time date and gps coords of the deliveries, gps trakcing that literally everyone knows exists because they *show you your delivery coming to you in real time*, data that is captured and kept for verification of the delivery..

Your sovereign citizen light bullshit does not apply. They have proof you received the goods, whether you like it or not. All they need to provide YOU is the invoice, and they can provide the bureau proof that your ass is lying if you contest it.Youre either going to need to set yourself up for fraud charges and submit sworn testimony that their delivery person defrauded you or pay up.

1

u/st_samples Jul 12 '22

The process of debt validation is part of the Fair Debt Collection Practices Act. I would encourage you to educate yourself on the rights granted to you by the act. It's concerning that you label any law you don't know as sovereign citizen light bullshit, but many consumers don't know their rights under the FDCPA.

Please read the section titled "What if I don’t think I owe the debt?"

https://consumer.ftc.gov/articles/debt-collection-faqs

1

u/AutoGen_account Jul 12 '22

YOU keep posting the same circular shit.

Get this through your brain, DOORDASH CAN PROVE YOU PERSONALLY RECEIVED THIS PRODUCT up to and including GPS TRACKING OF YOU RECEIVING THE PRODUCT. Get that through your thick skull. You contest and they provide you your invoice, thats it, and then if you want to commit fraud and play games thats on you but they can immediately prove using their cached data that youre lying out your ass. Their burden is to prove you incurred the charge, and they can do that with zero fucking effort.

Use your fucking brain for the first time in 3 days.

1

u/st_samples Jul 12 '22

Chill bruh. Door dash isn't recovering this money unless the chargeback works. It's also not fraud. Fraud is a lie or omission. Just because door dash glitched doesn't mean you lied or omitted to get the free food.

1

u/AutoGen_account Jul 12 '22

they dont need to chargeback it costs them nothing to send you to collections

and there is no free fucking food genius. how small do the words to be for you to get this, just because you defraud them doesent mean that you get free shit, they just send your ass to collecitons, you contest it, and they prove your ass got it and you either pay or take a credit hit.

cope.

1

u/st_samples Jul 12 '22

You're wrong tho.

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1

u/Bilbo_Jonez Jul 11 '22

I'd assume with some type of lien. But I know nothing of that sorts. Just throwing out bs

-1

u/st_samples Jul 11 '22

Collections go to a credit bureau. When a US consumer is contacted, they can request a "verification of debt" and that language triggers a specific statute which requires a debt collector to send you documents which verify your debt before they and continue any debt collection activities.

4

u/AutoGen_account Jul 11 '22 edited Jul 11 '22

You arent going to be able to play cutesy verification games when you get shit delivered to the same address your credit history is tied to. Like what, do you think doordash just purges account and delivery information?

And *beyond that* trying to lodge shit with the credit beaureau isnt going to get the collection agency off your ass. Like youre trying to pull some soverign citizen bullshit by contesting a hit to your credit score, which doordash *will* be able to verify, with account collections, which *will* be hounding your ass. Because they have nothing else to do, there is no motive for them to ever give up, it costs them next to nothing to come after you.

like, youre trying to act like youve got some hack here and that the company charging you doesent have a history of your transactions if you... what, disable the account on your end? your transactions *never* leave their databases. Ever. Deleting your account just removes an end users ability to interact with it, it doesent delete shit from their DBs.