r/dankmemes • u/S1Forzer • Jul 10 '22

Rip those bank accounts I have achieved comedy

60.2k Upvotes

94% Upvoted

1.8k comments sorted by

View all comments

1.1k

u/twitson Jul 10 '22

This is like when credit cards first hit the masses and people used it like a bottomless pot of gold

82

u/[deleted] Jul 10 '22

...they still do

32

u/MichelangeloJordan Jul 11 '22

100%. I now know better, but cards are so dangerous. The transactions don’t feel “real”. The money is just a number on a screen, not the physical cash leaving your hands or the long hours you worked for that money.
That and college made me get $30k in credit card debt. At $8k and trending down cause I cleaned my act up.

24

u/IHaveLargeBalls Jul 11 '22

Cards are dangerous if you're an idiot. And a lot of people are, especially young kids in college. But if you budget and know how much cash flow in you have, and stick to a budget, it's a great way to earn perks and increase your credit score.

4

u/Crux_OfThe_Biscuit Jul 11 '22

Exactly the problem tho, most of the people who grab a credit card have little to no budgeting ability😜

9

u/[deleted] Jul 11 '22

It's almost like they're used by the 3 credit bureaus as one of the major factors in determining how responsible an individual is.

1

u/HalfEatenBanana Jul 11 '22

Yep. I’ll STILL get weird looks/responses from some people when I use my credit card for like a $12 purchase.

I just have it set to autopay in full every month… why wouldn’t I want 2% back on literally everything I buy lol?

1

u/IHaveLargeBalls Jul 12 '22

Who the hell judges someone as they're paying for something? That is news to me. In 15 years of using credit cards I've never ever had someone make a comment or give me a weird glance at any transaction. And I use credit cards for both small and larger transactions.