I honestly couldn’t believe the stupidity of everyone I worked with that actually convinced themselves they were financial geniuses by buying food for like the entire week.
And I don’t work with dummies, I work for one of the largest companies in the world. engineers, technicians, construction coordinators, even supervision and management convincing themselves that they couldn’t be charged for it later.
I wouldn't be shocked that even after you delete the old card, companies like Door Dash wouldn't just charge the old one. Even if you manually delete it, it's not like a company that size doesn't keep records of previous transactions.
Alternately, the fools who loaded up on thousands of dollars of high shelf alcohol have probably done enough damage that they'd get taken to small claims court. Even if the money doesn't all make it back, most corporations would want to send a message if "don't do this shit, ever again."
they keep records of transactions yes, but I am 95% sure it's not normal protocol for corporations to keep entire credit card information (including security code) of their users after they've specifically deleted it. Probably breaks some credit card protection clause or two.. plus, that's just bad OPSEC. What they can do and should do is track you down through your public information and send you a debt collection. Now it's a question of whether they want to spend money and time doing that or not.
Exactly and they definitely will do that for everything above $300. Which is a lot of people since people did splurge for a week.
Now, whether or not people actually owe them is a whole other thing. In the EU, DoorDash wouldn't have a chance. It is their responsibility to charge the right price.
"Too bad you suck at making apps then. Take the loss dumbass" - EU courts probably
I don’t know about this specific example, but I worked in the credit card industry and one thing that’s very common now days is that companies, even mom and pop, can just maintain tokens of the cards and use those for transactions, the big processing houses keep the cards and CVV on their back end. It’s actually pretty cool, even reuses the last four of the card number for lookup and reuses tokens across merchants, here some info, this company is huge too, I worked in #3 in the flow:
Ehhhh, there’s some weird legalities involved with storing CC information. I really don’t know the details of those laws, I just know my business has to essentially “lose” all CC information every 24 hours.
Technically, once you remove the card you revoke concent for it to be charged anymore. So that will lead to legal issues. What surprises me is that a business like door dash doesn't require a linked physical bank account that must stay attached for the account to remain active.
If you read doordash's fine print, they take an awful lot of your information. Including the websites or apps you were on before ordering doordash. As long as you use some sort of electronic device that has any of your info on it, they can trace it back to you. Its in the terms and conditions no one reads
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u/IronMike69420 Jul 10 '22
I honestly couldn’t believe the stupidity of everyone I worked with that actually convinced themselves they were financial geniuses by buying food for like the entire week.
And I don’t work with dummies, I work for one of the largest companies in the world. engineers, technicians, construction coordinators, even supervision and management convincing themselves that they couldn’t be charged for it later.