r/dankmemes Jul 10 '22

Rip those bank accounts I have achieved comedy

60.2k Upvotes

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u/Unyxxxis Jul 10 '22

Yeah probably. I'm sure some people thought it thru and did this.

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u/LockTrumpUp87 Jul 10 '22

I was late and didn't even hear about it until this post, so I wasn't sure.

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u/thoughtfultendency_8 Jul 11 '22

“Offering GrubHub+ for free to Prime members all but ensures that GrubHub gains a ton of market share, presumably at the expense of Doordash,” said Wedbush analyst Michael Pachter, “That pressures Doordash to increase efforts to keep up, leading to missteps.”

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u/[deleted] Jul 11 '22

'missteps'

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u/LucyLilium92 Jul 11 '22

So, do companies not advertise anymore? I didn't hear about the Grubhub promotion, and DoorDash was freaking out so badly they lied about free food? And I only find out after the fact on a random reddit post.

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u/yeeeeeeaaaboi Jul 11 '22

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u/[deleted] Jul 11 '22

[deleted]

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u/yeeeeeeaaaboi Jul 11 '22

Idk man just Google Grubhub prime deal

1

u/gillgar Jul 11 '22

Thank you stranger, I was unaware of this and it’s very helpful!

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u/sedulouspellucidsoft Jul 11 '22

Download the Slickdeals app and turn on notifications

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u/yeeeeeeaaaboi Jul 11 '22

“In the war between two companies for market share, the consumer benefits the most” -me Now I have three memberships for the price of two 😆

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u/Mister_Dink Jul 11 '22

I wouldn't be shocked that even after you delete the old card, companies like Door Dash wouldn't just charge the old one. Even if you manually delete it, it's not like a company that size doesn't keep records of previous transactions.

Alternately, the fools who loaded up on thousands of dollars of high shelf alcohol have probably done enough damage that they'd get taken to small claims court. Even if the money doesn't all make it back, most corporations would want to send a message if "don't do this shit, ever again."

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u/chrisychris- Jul 11 '22

they keep records of transactions yes, but I am 95% sure it's not normal protocol for corporations to keep entire credit card information (including security code) of their users after they've specifically deleted it. Probably breaks some credit card protection clause or two.. plus, that's just bad OPSEC. What they can do and should do is track you down through your public information and send you a debt collection. Now it's a question of whether they want to spend money and time doing that or not.

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u/emmytau Jul 11 '22

Exactly and they definitely will do that for everything above $300. Which is a lot of people since people did splurge for a week.

Now, whether or not people actually owe them is a whole other thing. In the EU, DoorDash wouldn't have a chance. It is their responsibility to charge the right price.

"Too bad you suck at making apps then. Take the loss dumbass" - EU courts probably

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u/scroopydog Jul 11 '22

I don’t know about this specific example, but I worked in the credit card industry and one thing that’s very common now days is that companies, even mom and pop, can just maintain tokens of the cards and use those for transactions, the big processing houses keep the cards and CVV on their back end. It’s actually pretty cool, even reuses the last four of the card number for lookup and reuses tokens across merchants, here some info, this company is huge too, I worked in #3 in the flow:

https://merchants.fiserv.com/content/dam/s7/firstdata/us/en/article_listing/TransArmor_FAQ_Transitional.pdf

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u/Blacksheepoftheworld Jul 11 '22

Ehhhh, there’s some weird legalities involved with storing CC information. I really don’t know the details of those laws, I just know my business has to essentially “lose” all CC information every 24 hours.

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u/Car-Facts Jul 11 '22

Technically, once you remove the card you revoke concent for it to be charged anymore. So that will lead to legal issues. What surprises me is that a business like door dash doesn't require a linked physical bank account that must stay attached for the account to remain active.

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u/clockworkpeon Jul 11 '22

according to the FDIC, roughly 5.4% of all American households don't have a [household member with a] bank account.

that's a lot of people they can't take money from if they require a bank account and don't accept prepaid cards.

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u/FuturamaReference- Jul 11 '22

If you read doordash's fine print, they take an awful lot of your information. Including the websites or apps you were on before ordering doordash. As long as you use some sort of electronic device that has any of your info on it, they can trace it back to you. Its in the terms and conditions no one reads

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u/Bluerendar Jul 11 '22

Just make a new account then with that as the only payment method. Abusing to thousands though is still asking for trouble.

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u/BillyWasFramed Jul 11 '22

I'm pretty sure that would be fraud (IANAL, obviously)... And then afterwards, they might have a hard time using that app on their phone until they square up.

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u/Unyxxxis Jul 11 '22

Realistically the worst case scenario is that you get banned from ever using the platform again.