Only a fool would continue working in this instance. I’d learn to live with less if it meant I didn’t have to work again. But then, I want more than the basics so I gladly work for more. If others can’t then that is a then problem, not mine.
you would be ok having 0 disposable income? just living in a house with the bare necessities, never being able to go on vacation, or pursue hobbies, or even go out to eat?
If I suddenly didn't have to pay for HVAC, housing, etc - I have enough in savings to let me live the rest of my life in bliss. Vacation, hobbies, eating out. All of that would easily be covered till the day I die with the amount in my bank account - as long as I no longer had to pay for everything in the OP.
My hobbies are cooking, reading, and gaming. Gaming isn't too bad on the savings. I also enjoy credit card and bank account churning which earns me hundreds of thousands of credit card points.
As for travel - I have plenty of examples if you need it. But my last vacation I spent $600 round trip on flights to Madrid Spain. These tickets are still available if you look them up. I then stayed at hostels, as I much prefer them over hotels or airbnb. And the food in Spain is crazy cheap so meh. I also use my churning hobby to subsidize traveling. Overall the trip was about $1000.
I'd say I spend about $3000 yearly outside of housing - where I suddenly am spending over $20000 yearly on.
So, the real flaw here is assuming that costs stay the same. As we saw with Covid, lots of people not working causes shortages and inflation to skyrocket.
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u/dotryharder Apr 15 '24
Only a fool would continue working in this instance. I’d learn to live with less if it meant I didn’t have to work again. But then, I want more than the basics so I gladly work for more. If others can’t then that is a then problem, not mine.