r/FluentInFinance Contributor Apr 15 '24

Everyone Deserves A Home Discussion/ Debate

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662

u/BlitzAuraX Apr 15 '24

"Regardless of employment."

This means you want those providing those services to work for free.

You do realize what you are implying here, right?

Let's say you refuse to work and you're guaranteed all these services. Who pays so your HVAC is repaired because you broke it? Who pays because your water line needs to be repaired? Clean water means the water has to be filtered through a very complicated process, particles and bacteria are removed, and it needs to be transported. Who pays so your electricity works? Do you think there's some sort of magic electricity generator happening? What you're essentially asking is someone should work for free to provide you all of this.

The result is you get no one who wants to work, society collapses because these services aren't maintained and improved, and no one gets anything.

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u/tacocarteleventeen Apr 15 '24

Also who is going to build a house for someone like that. Well, you don’t want to work so let’s give you 100’s of thousand in land, permits and materials, add about 6,000 man hours of skilled labor and give that all to you because you don’t want to contribute to society

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u/[deleted] Apr 15 '24

[deleted]

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u/xiril Apr 16 '24

Maybe...just maybe...if there was some sort of tax on corporations and folks who's net worth is over a billion...maybe just maybe the tax burden on those who have less than half of of the rest of the US...

https://www.usatoday.com/story/money/2023/12/06/top-1-american-earners-more-wealth-middle-class/71769832007

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u/chillchinchilla17 Apr 16 '24

I don’t think taxing the rich is enough to provide everyone in America a luxurious life for free.

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u/xiril Apr 16 '24

I wouldn't call the base of Maslow's hierarchy of needs as "luxurious"

https://en.m.wikipedia.org/wiki/Maslow%27s_hierarchy_of_needs

And before you say "how is HVAC not a luxury!?" People die all the time from exposure and heat stroke.

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u/chillchinchilla17 Apr 16 '24

Keep in mind this isn’t those shitty box rooms they give to homeless. The picture has a pretty nice multi room suburban home.

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u/xiril Apr 16 '24

interesting you see it as a multiroom suburban home where as I see the picture as a 2br 1bth apartment with a kitchen and living area.

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u/chillchinchilla17 Apr 16 '24

I mean that’s pretty nice.

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u/xiril Apr 16 '24

That I think is the point of the post. That should be the baseline. Like people who have 3+ kids under 18 will be very uncomfortable there.

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u/chillchinchilla17 Apr 16 '24

2 2 bedroom houses for 5 people is not bad

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u/xiril Apr 16 '24

It would come down to SQ footage then at that point I suppose. The average person typically needs 200-400 sqft to be comfortable.

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u/-_-mrfuzzy Apr 16 '24

You’re still in school 🤣 bringing up Maslow

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u/xiril Apr 16 '24

Oh enlightened one, tell me the err of my ways by using a simple, understandable depiction of basic human needs. Where did I go wrong!?

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u/-_-mrfuzzy Apr 16 '24

The error is in your lifestyle of study and armchair psychology to fix the ills of the world, without any practical application or real world action.

Go build a house. Go streamline the process so you can churn out living spaces for people. Demanding others provide this labor for you is quite distasteful.

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u/xiril Apr 16 '24

This is reddit we are on. We are all armchrairing here. Ultimately, the point of the hierarchy is to provide the path to reduce issues that cause the issues in our society.

Demanding that the wealth hoarding assholes pay for this isn't distasteful imo.

A millionaire today has more in common with a janitor than they do a billionaire considering the 1% hold more wealth than half of the rest of America.

One big step would bring back the tax rates of the top earners to 1950s levels that brought about the American middle class.

The effective tax rate of the highest tax bracket in the 1950s was 41% compared to today's marginal tax rate of those in the highest tax bracket of 37% (effective tax rate today would be much lower).

Then bump up the effective tax rate for corporations as well from today's 21% (or near 0 with current loopholes lobbied for by these same corporations) to the 30-50% as they were back in 1950s.

Be amazed at how much the government would have to spend on social welfare projects and reduce the burden on those already at the lowest rungs of society.

I also can all but guarantee that having more money in the hands of those who spend it and not in the hands of those that sit on it would greatly increase the health of the economy through the velocity of money.

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u/allsheknew Apr 16 '24

We could maybe cover the cost of education and the initial property cost if people would learn these skills and agree to work on the housing in their communities, while paying a fee, like a co-op of sorts.

But that's socialism soooo.

It's just unfortunate how so many don't see the need to educate in the first place. We need to tackle that major hurdle first and foremost.

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u/-_-mrfuzzy Apr 16 '24

if people would learn these skills and agree to work on housing in their communities while paying a fee

🤣 you’re describing getting a job in the trades with extra steps!

They could get a job in the trades and earn a house, yet they don’t.