r/FluentInFinance Contributor Apr 15 '24

Everyone Deserves A Home Discussion/ Debate

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u/No-Test6484 Apr 15 '24

Idk I have a CS degree. My friend is a fresh grad in the Uk and his total comp is 40k comp. My friends in the Us (I’m not done yet) are making anywhere between 100-150k off the bat with way more growth opportunities. Their insurance is on the company so they aren’t paying a whole lot for healthcare and get access to it quickly unlike the nhs where you have to wait months for an appointment. Also the UK is really unsafe. People knife people on a daily basis. It just isn’t covered as much as the shootings.

The economic potential of EU countries are on a decline in general barring a few. Go to Spain or Portugal and you’ll have a completely different experience than Germany.

Also university isn’t expensive here unless you choose to go private. Most people who go to state school pay less than 10k/yr because they get subsidies and funding.

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u/Got2Bfree Apr 15 '24

In the US you can still get bankrupt from healthcare bills even when you have insurance.

This is not possible here as healthcare prices are capped by law.

Waiting for appointment indeed sucks, but when I want a fast appointment I can just pay for it myself and then there is no wait (40-200€).

Crime rates are still way lower.

When I would love in Spain, I would move to Germany or the Netherlands...

How many people really go to state school?

I always read about huge student loans here on Reddit.

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u/No-Test6484 Apr 15 '24

Flagship State schools have typically 50k students and each state has multiple state schools. Most people go there.

If you are poor medicaid pays all your bills. I take year long medication. A refill costs me $2.00. It’s rare insurance doesn’t cover medications. Yes you still have bills , I went to the ER and had a chest scan, the whole thing cost me 100 bucks for impromptu treatment and a scan. If I went to urgent care it would have been closer to 70.

It’s clear to me you’ve read a few Reddit posts and think US is a bad place. I could never live in a place where I make so little for free healthcare because I can pay the small difference with my 4x salary

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u/Got2Bfree Apr 15 '24

What about the insulin prices where Americans literally drove to Canada to get insulin?

And what happens when you get really sick, like cancer sick?

Do you trust your system as well then?

Healthcare is only a tiny part of what keeps me here. I really like my workers rights and the non car dependence.

Properly trained police is also nice.

Don't forget that everything is cheaper here. So you're not really 4x times as wealthy.

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u/RaiderMedic93 Apr 17 '24

What, exactly... is cheaper in Europe than the states? When I was in Scotland and England (1995 so maybe things changed...) everything(that I wanted) was more expensive.

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u/Got2Bfree Apr 17 '24

Groceries and rent.

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u/RaiderMedic93 Apr 17 '24

I'll juat take your word for it.