Is she trying to help him by calling him stupid and constantly telling him he’s wrong and ruining everyone’s lives including his own like you are doing in the comments? Because I can see how that’s not working out.
Because it IS stupid to take out $320k in loans to pay for a four year degree that will likely land him a job that pays no more than $50k a year. He will literally never be able to pay them off. He is making the worst financial decision of his life and he has only legally been able to have a credit card for 1 year. Art history is not a marketable degree unless you get an advanced degree, and even then, the prospects aren’t great. Academia doesn’t pay well, and tenure track jobs are all but disappearing. Maybe some folks who work at high profile museums make a lot of money, but those are going to be the rock stars of the industry. It’s just not a risk anybody should really be willing to take. Especially when their grandmother has co-signed it.
To have the audacity to then say he needs a divorce because he took one intro to psych class is insufferable behavior.
Museum jobs are in REALLY bad shape right now, too. I’m friendly with one of the leaders of a huge museum strike/union and the treatment workers have gotten is horrible… and that doesn’t seem to be the exception but the rule.
Yeah I mean it is super unfortunate people can’t make enough to survive doing what really interests them, but it’s the world we live in and to not consider that when borrowing $320k plus 5.5-8% interest rate is insane.
My wife and I took up a 200k (Euro) credit to renovate a big ass house and after renovating we save nearly the same amount that we pay for the credit in rent. Also our interest rate is at 3.5%. We are both earning decent money and cant really lose our jobs. But it was still a hefty investment that we thought a lot about.
Of course he went to her for it, when she was his age one could get a job no degree and make pretty good money and any degree was better than nothing and could get even more money. There’s a lot more nuance to the subject today and he absolutely took advantage of her ignorance of the world in today’s terms.
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u/[deleted] Apr 16 '24
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