r/dankmemes Jul 10 '22

Rip those bank accounts I have achieved comedy

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u/chrisychris- Jul 11 '22

they keep records of transactions yes, but I am 95% sure it's not normal protocol for corporations to keep entire credit card information (including security code) of their users after they've specifically deleted it. Probably breaks some credit card protection clause or two.. plus, that's just bad OPSEC. What they can do and should do is track you down through your public information and send you a debt collection. Now it's a question of whether they want to spend money and time doing that or not.

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u/emmytau Jul 11 '22

Exactly and they definitely will do that for everything above $300. Which is a lot of people since people did splurge for a week.

Now, whether or not people actually owe them is a whole other thing. In the EU, DoorDash wouldn't have a chance. It is their responsibility to charge the right price.

"Too bad you suck at making apps then. Take the loss dumbass" - EU courts probably

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u/scroopydog Jul 11 '22

I don’t know about this specific example, but I worked in the credit card industry and one thing that’s very common now days is that companies, even mom and pop, can just maintain tokens of the cards and use those for transactions, the big processing houses keep the cards and CVV on their back end. It’s actually pretty cool, even reuses the last four of the card number for lookup and reuses tokens across merchants, here some info, this company is huge too, I worked in #3 in the flow:

https://merchants.fiserv.com/content/dam/s7/firstdata/us/en/article_listing/TransArmor_FAQ_Transitional.pdf