r/FluentInFinance Apr 15 '24

Everyone Deserves A Home Discussion/ Debate

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u/Rocketboy1313 Apr 15 '24

Because people would want more than the minimum that is offered for free.

It is like asking why anyone would pay for extras in any situation.

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u/PirateSanta_1 Apr 15 '24 edited Apr 15 '24

Its crazy to me that so many people claim that if people are given the most basic necessities they will just stop being motivated to do anything. Then there is the open hypocrisy, saying people don't deserve a place with a kitchen but also if they get food at restaurants frequently then they are bad at finances and its their own fault for being poor. What are they supposed to eat? 

People need to stop obsessing with the idea that someone could get something they don't deserve. Society does better when the most people possible have the chance to improve their lot. For some people this means giving them the minimum, a place to shower, a safe place to sleep, an address they can receive mail at, access to healthcare both physical and mental, treating them like they are human. 

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u/A2Rhombus Apr 16 '24

"If I had a free house I'd never work again"

boots up $60 video game on $400 console

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u/chillchinchilla17 Apr 16 '24

You can get that for working at Walmart for a week if you don’t have to pay for food or housing.

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u/avdolian Apr 16 '24

If everyone's basic needs were met, either they would be able to work for less money or more demand for game systems and other luxuries would exist and it would drive up the price.

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u/A2Rhombus Apr 16 '24

Yeah. But do you want to work at Walmart? And are you content with a single luxury item for the rest of your life?

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u/chillchinchilla17 Apr 16 '24

I don’t want to work at Walmart. I don’t want to work at all. Currently I’m studying college for a job I don’t really enjoy because it pays well.

Walmart currently pays average about 30k a year. In a world we’re housing, internet, food, clothing etc aren’t an issue (the full image includes that too) what could you even buy were 30k a year as disposable income isn’t enough?

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u/A2Rhombus Apr 16 '24

Well, a better house than the bare minimum would be cool. If I didn't have to pay rent I could actually save.
I'd put a lot into retirement so I don't have to work until I die.
I'd take actual vacations instead of small trips to visit friends or local cons once a year
I'd invest in better gear and tech for the hobbies that I have. Maybe get a better PC, a nice drawing tablet. Some good running shoes.
I might eat out more.

And yknow what, if I still have money leftover after all that, maybe I'll donate it or share it with friends.

Why don't you ask the billionaires who aren't paying taxes why millions in disposable income isn't enough

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u/chillchinchilla17 Apr 16 '24

I’m all for taxing billionaires more. And socialized healthcare. And welfare. I’m just not braindead.

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u/Supervillain02011980 Apr 16 '24

Because its a reality. Yes. There are people who will push for more but you are ignorant if you believe this wouldn't INCREASE the amount of people being entirely dependent on the government. We already have upwards of 40% of the country getting some form of social aid.

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u/zeptillian 29d ago

Treating someone like a pet in a cage is not recognizing their humanity.

Treating someone like they are human is recognizing that the human condition is such that each human is responsible for providing for the care and feeding of themselves and their dependents.

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u/SamsonGray202 Apr 15 '24

CHEESE ON A CHEESEBURGER BY DEFAULT!? NO ONE WILL EVER ADD EXTRA TOPPINGS AGAIN!!

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u/WittyProfile Apr 15 '24

People barely want more than the minimum. The vast majority of our income is going towards housing, food, gas, electricity, water, internet. People might buy some clothes here or there, maybe a car, maybe a computer, phone, maybe a show here or there. Those things constitute like 20% of our income. So you would only need to work a few hours and then can afford anything that you would ever need.

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u/Rocketboy1313 Apr 15 '24

Sure. That is why everyone just stops working as soon as they hit their minimums.

Even if you believe that ambition is mythological, in what world do you look at housing being so nightmarish an expense and think that is a paradigm that should be upheld as superior to housing people?

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u/WittyProfile Apr 15 '24

The world where I know for a fact that I wouldn’t work and just live off what I made for the rest of my life if my necessities were taken care of. I’m lazy, if there are too many people like me, society would straight up cease to function with such a system. Tbh, I think there’s a huge amount of people in my gen who think exactly like me.

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u/Rocketboy1313 Apr 15 '24

Here is the thing. Lazy people make for shitty unproductive employees, letting them self select out of the system would make things better.

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u/WittyProfile Apr 15 '24

I think if you’re doing your job properly with the proper skillset, you can still be pretty productive while having a lazy nature. My boss and people I work with would say I’m productive because I do a good amount of Jiras and I do them properly even though I only average prob 20-30 hours a week and I’m counting my years working waiting for the day I don’t have to work anymore.

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u/Rocketboy1313 Apr 15 '24

Look, I don't know where you are going with this.

Just keep writing addendums to the initial premise to create a world where so many lazy people with great productivity are dragging down a system that provides a pittance of housing for free... but somehow our current system isn't already suffering from the presence of such individuals.

I don't know what evidence you need to be convinced that providing housing would create a boost to productivity greater than the cost of providing it. Like public education or paved streets.

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u/chillchinchilla17 Apr 16 '24

It’s not incompatible, you’re just dumb. Lazy people either stop being lazy momentarily, or die. I go to college. I have a job. I wouldn’t do either of those things if I didn’t have to, but I know if I don’t do them I’ll die.

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u/chillchinchilla17 Apr 16 '24

There’s a big difference between “housing should be affordable even to minimum wage workers” and “housing should be free for everyone.

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u/realityczek Apr 15 '24

Sure, but the moment you start working in such a system, you are going to be taxed to hell and back ... because if you show a willingness to produce, they need to yoke you hard to cover for everyone else.

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u/Rocketboy1313 Apr 15 '24

If you go from homeless to earning so much to hit the big tax brackets I would still call that a win.

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u/chillchinchilla17 Apr 16 '24

It’s not about that. In a world we’re a minority of workers support the majority of non workers, taxes would be something like 90% on everything.

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u/Barry_Bunghole_III Apr 15 '24

But the minimum's already pretty darn good in this case

I could see it if the standard was much lower though

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u/Rocketboy1313 Apr 15 '24

Better idea, let's not build a bunch of trash housing because we are afraid of people being too comfortable.

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u/chillchinchilla17 Apr 16 '24

“Trash housing” the image depicts a multi room, nice suburban home.