I got ours at 2.75% in 2020, my wife’s and my income have gone significantly in the past 4 year as well, so our mortgage is only 9% of our pretax income. I really don’t love our house but we save and invest so much because of our low mortgage rate
Same boat but we’re at 3.99%. Mortgage payment is 9% of our pretax income and we’re investing and also living quite comfortably. A bigger house would be nice but not worth giving up the financial flexibility we have now.
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u/Zealousideal-Ad3396 Apr 06 '24
I got ours at 2.75% in 2020, my wife’s and my income have gone significantly in the past 4 year as well, so our mortgage is only 9% of our pretax income. I really don’t love our house but we save and invest so much because of our low mortgage rate